14307 Rte B, Saint Thomas, MO 65076 Property Records

Cole County property record for 14307 Rte B, Saint Thomas, MO 65076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1950
Lot Size	0.872 acres (37,984 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Nov 2018)
Tax Bill	$844 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-06-23-0001-003-004`

Property Details

APN / Parcel Number

Primary APN	`19-06-23-0001-003-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	896 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	37,984 sqft (0.872 acres)
Lot Dimensions	250 ft deep x 178 ft wide
Garage Type	Basement
Garage Area	648 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14307 ROUTE B
City	SAINT THOMAS
State	MO
Zip	65076-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 293.7 S AD E LINE B S ALONG B 178 E 200 N 150 W 250 TO POB
Legal Range	12W
Legal Township	42N
Legal Section	23
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2038
Census Tract	20200

Owner

Source: Cole County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14307 ROUTE B, SAINT THOMAS, MO 65076-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK
Nov 26, 2018	Deed of Trust, Mortgage MID AMERICA BANK
Jan 18, 2024	Warranty Deed, Transfer
Nov 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	201810775
Deed Book / Page	693 / 571
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	000693/571
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	14307 ROUTE B, SAINT THOMAS, MO 65076-2100
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000778/828
Date	Mar 31, 2026
Book Page	778/828
Instrument	202602668

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	14307 ROUTE B, SAINT THOMAS, MO 65076-2100
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000693/0000000572
Date	Nov 26, 2018
Book Page	0000000693/0000000572
Instrument	201810776

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2033

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jan 18, 2024
Property Address	14307 ROUTE B, SAINT THOMAS, MO 65076-2100
Document Number	000756/172
Book / Page	756 / 172
Instrument Date	Jan 17, 2024
Instrument	202400397
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14307 ROUTE B, SAINT THOMAS, MO 65076-2100

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Nov 26, 2018
Property Address	14307 ROUTE B, SAINT THOMAS, MO 65076-2100
Document Number	000693/571
Book / Page	693 / 571
Instrument Date	Nov 21, 2018
Instrument	201810775
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14307 ROUTE B, SAINT THOMAS, MO 65076-2100

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 21, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	St. Thomas Town
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$844.00 (+3.43%)	$14,140 (-) Land $2,280 Building $11,860	$74,400 (-) Land $12,000 Building $62,400
2024	$816.00 (+10.27%)
2023		$14,140 Land $2,280 Building $11,860	$74,400 Land $12,000 Building $62,400
2022	$740.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	15 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Brightspeed DSL	100 / 10

May also be available: AT&T, Mediacom Xtream.

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