14305 Shoreham Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 14305 Shoreham Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,408 sqft · built 1987
Lot Size	0.499 acres (21,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Sep 2004)
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-02167721`

Property Details

APN / Parcel Number

Primary APN	`05-02167721`
Alternative APN	`02167721`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,746 sqft (0.499 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02167721
Street Address	14305 SHOREHAM DR
City	SILVER SPRING
State	MD
Zip	20905-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2C
Legal Description	GUM SPRINGS FARM
Legal Subdivision	GUM SPRING FARM
Legal Block	H
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4008
Census Tract	701415

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14305 SHOREHAM DR, SILVER SPRING, MD 20905-4481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 20, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2004 · Amount on Record
Deed Sale	Sep 27, 2004 · Amount on Record
Deed Document Number	200419571
Deed Book / Page	28352 / 415
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14305 SHOREHAM DR, SILVER SPRING, MD 20905-4481
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14305 SHOREHAM DR, SILVER SPRING, MD 20905-4481

Mortgage

Document Number	0696540246
Date	Oct 1, 2025
Book Page	69654/246

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	ELKRIDGE, MD 21075

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14305 SHOREHAM DR, SILVER SPRING, MD 20905-4481
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0606490166
Date	Oct 2, 2020
Book Page	60649/166

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14305 SHOREHAM DR, SILVER SPRING, MD 20905-4481
Document Number	0606490091
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14305 SHOREHAM DR SILVER SPRING MD 209054481, SILVER SPRING, MD 20905-4481

Mortgage

Document Number	0606490091
Date	Oct 2, 2020
Book Page	060649/000091

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14305 SHOREHAM DR, SILVER SPRING, MD 20905-4481
Document Number	0566050100
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14305 SHOREHAM DR SILVER SPRING MD 209054481, SILVER SPRING, MD 20905-4481

Mortgage

Document Number	0566050100
Date	Sep 13, 2018
Book Page	056605/000100

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,100 (+5.03%) Land $243,300 Building $339,800	$583,100 (-) Land $243,300 Building $339,800
2025	$5,218.00 (+20.42%)	$555,200 (+11.17%)	$583,100 (+16.76%) Land $243,300 Building $339,800
2023		$499,400 Land $243,300 Building $256,100	$499,400 Land $243,300 Building $256,100
2022	$4,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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