Hillsdale County property record for 14303 Blarney Cir, Cement City, MI 49233
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1979 |
| Lot Size | 0.283 acres (12,371 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Sep 2012) |
| Tax Bill | $2,158 (2021) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-210-001-121 |
| Primary APN | 04-210-001-121 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,304 sqft |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,371 sqft (0.283 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 14303 BLARNEY CIR |
|---|---|
| City | CEMENT CITY |
| State | MI |
| Zip | 49233-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 119 LAKE SOMERSET - ROLLING MEADOWS SEC 12 T5S R1W |
| Legal Subdivision | LAKE SOMERSET - ROLLING MEADOWS |
| Legal Lot Number | 119 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 50101 |
14303 Blarney Cir is owned and occupied by an individual who bought it in September 2012.
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14303 BLARNEY CIR, CEMENT CITY, MI 49233-9729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2012 · Amount on File |
| Deed Sale | Sep 5, 2012 · Amount on File |
| Deed Document Number | 0015010029 |
| Deed Book / Page | 1501 / 0029 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 14303 BLARNEY CIR, CEMENT CITY, MI 49233-9729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1783/795 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 1783/795 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 14303 BLARNEY CIR, CEMENT CITY, MI 49233-9729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1761/774 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 1761/774 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Somerset Township |
| Unified School District | Addison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $116,360 | $223,622 Land $59,519 Building $164,103 | |
| 2021 | $2,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14303 Blarney Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14303 Blarney Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET CENTRE ESTATES private · serves 368 people · EPA ID MI0040184 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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