14303 28th St, Lowell, MI 49331 Property Records

Kent County property record for 14303 28th St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,120 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,000 (Jun 2022)
Tax Bill	$6,119 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-12-400-021`

Property Details

APN / Parcel Number

Primary APN	`41-20-12-400-021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14303 28TH ST
City	LOWELL
State	MI
Zip	49331-8659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	S 660 FT OF W 330 FT OF E 660 FT OF SE 1/4 * SEC 12 T6N R9W 5.00 A.
Legal Range	09W
Legal Township	06N
Legal Section	12
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1021
Census Tract	12002

Owner

Source: Kent County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14303 28TH ST, LOWELL, MI 49331-8659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit DART BANK
Feb 25, 2026	Intrafamily Transfer, Transfer
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Mar 26, 2020	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	202247000
Last Transfer Date	Feb 19, 2026
Transfer Doc	0000011709
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Sep 18, 2026
Property Address	14303 28TH ST, LOWELL, MI 49331-8659
Document Number	0000064033
Instrument Date	Sep 18, 2026
Instrument	202664033
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	14303 28TH ST, LOWELL, MI 49331-8659

Mortgage

Document Number	0000064033,
Date	Sep 18, 2026
Instrument	202664033

Lender

Name	DART BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2051

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Feb 25, 2026
Property Address	14303 28TH ST, LOWELL, MI 49331-8659
Document Number	0000011709
Instrument Date	Feb 19, 2026
Instrument	20260225-0011709
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14303 28TH ST, LOWELL, MI 49331-8659

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 8, 2022
Property Address	14303 28TH ST, LOWELL, MI 49331-8659
Document Number	0000047000
Instrument Date	Jun 3, 2022
Instrument	20220608-0047000
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	IRONGATE TITLE AGENCY LLC, IRONGATE TITLE AGENCYLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,397.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14303 28TH ST, 14303, LOWELL, MI 49331-8659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 LONE PINE DR APT 8, 8, HOLT, MI 48842-7703

Mortgage

Document Number	0000047001
Date	Jun 8, 2022
Instrument	20220608-0047001

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	14303 28TH ST, LOWELL, MI 49331-8659
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020923
Date	Feb 19, 2021
Instrument	20210219-0020923

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 26, 2020
Property Address	14303 28TH ST, LOWELL, MI 49331-8659
Document Number	0000027287
Instrument Date	Mar 19, 2020
Instrument	20200326-0027287
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,304.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14303 28TH ST, 14303, LOWELL, MI 49331-8659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 R W BERENDS DR SW, WYOMING, MI 49519-4959

Mortgage

Document Number	0000027288
Date	Mar 26, 2020
Instrument	20200326-0027288

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,600 (+10.88%)	$493,200 (+10.88%)
2025	$6,119.00 (+9.03%) Homeowner's exemption	$222,400 (+19.12%)	$444,800 (+19.12%)
2023	$5,612.00 (+38.12%)	$186,700	$373,400
2021	$4,063.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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