14301 River Junction Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 14301 River Junction Dr, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,867 sqft · built 2002
Lot Size5.89 acres (256,568 sqft)
Owner2 Individual Names on Record
Tax Bill$4,677 (2026)
Deeds & MortgagesSep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN5-1-40

Property Details

APN / Parcel Number

Primary APN5-1-40
Alternative APNs
  • 005-1-40
  • 05-1-40

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,867 sqft Finished Area
Basement Area1,619 sqft
Unfinished Basement1,619 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area256,568 sqft (5.89 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area567 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Street Address14301 RIVER JUNCTION DR
CityFREDERICKSBURG
StateVA
Zip22407-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionRIVER JUNCTION LOT 40
Legal SubdivisionRIVER JUNCTION
Legal Lot Number40
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionCOURTLAND
Census Block Group2
Census Block2013
Census Tract20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 663, THORNBURG, VA 22565-0663
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address14301 RIVER JUNCTION DR, FREDERICKSBURG, VA 22407-9005
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210026804
DateSep 3, 2021
Instrument210026804
Lender
NameCAPITAL CENTER LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,677.00 (+30.94%)$634,400 (+37.02%) Land $200,400 Building $434,000
2025$634,400 (+37.02%) Land $200,400 Building $434,000
2023$3,572.00$463,000 Land $109,400 Building $353,600$463,000 Land $109,400 Building $353,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2009–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Junction Dr

Nearby Streets

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