1430 Trace Dr, Houston, TX 77077 Property Records

Harris County property record for 1430 Trace Dr, Houston, TX 77077

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,581 sqft · built 1983
Lot Size	0.18 acres (7,836 sqft)
Owner	2 Individual Names on File
Tax Bill	$926 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-049-003-0007`

Property Details

APN / Parcel Number

Primary APN	`114-049-003-0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,581 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	1,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,836 sqft (0.18 acres)
View / Lot	Neighborhood
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1140490030007
Street Address	1430 TRACE DR
City	HOUSTON
State	TX
Zip	77077-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 3 SHEPHERD TRACE
Legal Subdivision	SHEPHERD TRACE
Legal Block	3
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2003
Census Tract	451502

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1430 TRACE DR, HOUSTON, TX 77077-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Oct 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jan 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1430 TRACE DR, HOUSTON, TX 77077-2234
Document Number	0000528986
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1430 TRACE DR HOUSTON TX 770772234, HOUSTON, TX 77077-2234

Mortgage

Document Number	0000528986
Date	Nov 2, 2020
Instrument	528986

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1430 TRACE DR, HOUSTON, TX 77077-2234
Document Number	0000528987
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1430 TRACE DR HOUSTON TX 770772234, HOUSTON, TX 77077-2234

Mortgage

Document Number	0000528987
Date	Nov 2, 2020
Instrument	528987

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.58%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1430 TRACE DR, HOUSTON, TX 77077-2234
Document Number	0000044419
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	ALAMO TITLE 17

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1430 TRACE DR HOUSTON TX 770772234, HOUSTON, TX 77077-2234

Mortgage

Document Number	0000044419
Date	Feb 1, 2018
Instrument	44419

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.97%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1430 TRACE DR, HOUSTON, TX 77077-2234
Document Number	0000044420
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ALAMO TITLE 17

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1430 TRACE DR HOUSTON TX 770772234, HOUSTON, TX 77077-2234

Mortgage

Document Number	0000044420
Date	Feb 1, 2018
Instrument	44420

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.97%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00 (-6.46%) Homeowner's exemption	$442,041 (-3.78%) Land $157,878 Building $284,163	$442,041 (-3.78%) Land $157,878 Building $284,163
2024	$990.00 (-27.04%)
2023		$459,419 Land $157,878 Building $301,541	$459,419 Land $157,878 Building $301,541
2022	$1,357.00 (-59.99%)
2020	$3,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 188 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	188 in force
Nearby Flood Claims	64 (2008–2022)
Claims Outside the SFHA	48 of 64
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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