Monroe County property record for 1430 Thompson St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1933 |
| Lot Size | 0.097 acres (4,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,850,000 (Dec 2024) |
| Tax Bill | $9,645 (2024) |
| Deeds & Mortgages | Dec 2024 Sale May 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00042630-000000 |
| Primary APN | 00042630-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,221 sqft (0.097 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 30 sqft |
| Patio Area | 30 sqft |
| Cooling System | None |
|---|
| Account Number | 1043265 |
|---|---|
| Street Address | 1430 THOMPSON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | KW MONROE INVESTMENT CO SUB PB1-41 PT LOT 13-14 SQR 3 TR 20 OR224-296 OR573-363 OR723-42-43 OR805-2110 OR1007-1900 OR1790-732 OR2636-1458 OR2754-486 OR3096-1402 OR3305-0819 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | MONROE INVESTMENT CO |
| Legal Tract | 20 |
| Legal Lot Number | 13-14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 972000 |
1430 Thompson St is owned by an individual who bought it in December 2024.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 612 BENNINGTON PL, CHARLOTTE, NC 28211-4644 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2024 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| May 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF THE FLORIDA KEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on File |
| Deed Sale | Dec 26, 2024 · Amount on File |
| Prior Sale | May 11, 2021 · Amount on File |
| Deed Document Number | 20242484695 |
| Deed Book / Page | 3305 / 819 |
| Prior Transfer Date | Sep 30, 2011 |
| Prior Transfer Doc | 0025361698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 26, 2024 |
| Property Address | 1430 THOMPSON ST, KEY WEST, FL 33040-4955 |
| Document Number | 0033050819 |
| Book / Page | 3305 / 819 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 2484695 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $12,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 964 WINSLOW CT, GREENWOOD, IN 46143-7225 |
| Name | Verified Name |
|---|---|
| Address | 612 BENNINGTON PL, CHARLOTTE, NC 28211-4644 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 11, 2021 |
| Property Address | 1430 THOMPSON ST, KEY WEST, FL 33040-4955 |
| Document Number | 0030961402 |
| Book / Page | 3096 / 1402 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | May 10, 2021 |
| Instrument | 2318902 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,383.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 308, KEY WEST, FL 33041-0308 |
| Name | Verified Name |
|---|---|
| Address | 964 WINSLOW CT, GREENWOOD, IN 46143-7225 |
| Investor | Possibly a Property Investor |
| Document Number | 0030961407 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 3096/1407 |
| Name | FIRST STATE BANK OF THE FLORIDA KEY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,485,931 Land $649,696 Building $836,235 | $1,485,931 Land $649,696 Building $836,235 | |
| 2024 | $9,645.00 (+16.87%) | ||
| 2023 | $8,253.00 (+15.15%) | $949,415 (+24.89%) Land $672,743 Building $276,672 | $949,415 (+24.89%) Land $672,743 Building $276,672 |
| 2022 | $7,167.00 | $760,201 Land $478,493 Building $281,708 | $760,201 Land $478,493 Building $281,708 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1430 Thompson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 325 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 14 condo units |
| Nearby Flood Claims | 769 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1430 Thompson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures