1430 Stoney Point Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 1430 Stoney Point Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 7,145 sqft · built 2018
Lot Size	2.14 acres (93,628 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2017)
Tax Bill	$14,988 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`315-0095-00080`

Property Details

APN / Parcel Number

Primary APN	`315-0095-00080`
Alternative APN	`1041519`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	7,145 sqft Gross Area
1st Floor Area	3,205 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Exterior Material	Other
Construction Type	Frame
Lot Area	93,628 sqft (2.14 acres)
Garage Area	1,414 sqft
Porch	Slab
Deck Area	136 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1041519
Street Address	1430 STONEY POINT DR
City	DULUTH
State	MN
Zip	55804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 1 SERIAL #
Legal Subdivision	STONEY POINT COTTAGES
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1048
Census Tract	10500

Owner

Source: St. Louis County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1392 STONEY POINT DR, DULUTH, MN 55804-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Oct 8, 2020	Deed of Trust, Mortgage MINERS NAT'L BK/EVELETH
Mar 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MINERS NAT'L BK/EVELETH
Nov 13, 2017	Grant Deed, Construction Loan · Construction Mortgage PARK ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	20171322018
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1430 STONEY POINT DR, DULUTH, MN 55804
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001416111
Date	Jun 9, 2021
Instrument	1416111

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1430 STONEY POINT DR, DULUTH, MN 55804
Document Number	00A1393431
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1392 STONEY POINT DR DULUTH MN 558049658, DULUTH, MN 55804-9658

Mortgage

Document Number	00A1393431
Date	Oct 16, 2020
Instrument	A1393431

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2019
Property Address	1430 STONEY POINT DR, DULUTH, MN 55804
Instrument Date	Mar 1, 2019
Instrument	A1350929
Transaction Type	Construction Loan
Record Updated	Mar 19, 2019
Title Company	NORTHSHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3315 3RD AVE W HIBBING MN 557462408, HIBBING, MN 55746-2408

Mortgage

Document Number	00A1350929
Date	Mar 4, 2019
Instrument	A1350929

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 3, 2020

November 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 13, 2017
Property Address	1430 STONEY POINT DR, DULUTH, MN 55804
Document Number	00A1322018
Instrument Date	Oct 31, 2017
Instrument	A1322018
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3333 8TH ST NE #K MINOT ND 587032650, K, MINOT, ND 58703-2650

Mortgage

Document Number	A1322019
Date	Nov 13, 2017
Instrument	A1322019

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55806

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,988.00 (+11.19%) Homeowner's exemption
2025	$13,480.00 (-6.31%) Homeowner's exemption	$1,305,500 (+6.04%) Land $343,900 Building $961,600	$1,305,500 (+6.04%) Land $343,900 Building $961,600
2024	$14,388.00	$1,231,100 (+30.76%) Land $314,000 Building $917,100	$1,231,100 (+30.76%) Land $314,000 Building $917,100
2022		$941,500 Land $211,300 Building $730,200	$941,500 Land $211,300 Building $730,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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