1430 Shell Ct, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 1430 Shell Ct, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 1987
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Dec 2017)
Tax Bill	$8,557 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`004-191-018-3`

Property Details

APN / Parcel Number

Primary APN	`004-191-018-3`
Alternative APN	`004-191-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Lot Area	7,260 sqft (0.167 acres)
View / Lot	Landlocked
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1430 SHELL CT
City	DISCOVERY BAY
State	CA
Zip	94505-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F1
Legal Description	TRACT 4086 LOT 77 EX MR
Legal Subdivision	SUBDIVISION 4086
Legal Tract	4086
Legal Lot Number	77
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2015
Census Tract	304003

Owner

Source: Contra Costa County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1430 SHELL CT, DISCOVERY BAY, CA 94505-9429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
May 5, 2026	Grant Deed, Transfer · Line of Credit UNCLE CREDIT UNION
Dec 14, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS
Dec 14, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	2017235157
Prior Transfer Date	Mar 14, 1996
Prior Transfer Doc	0000049427
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1430 SHELL CT, DISCOVERY BAY, CA 94505-9429
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 SHELL CT, DISCOVERY BAY, CA 94505-9429

Mortgage

Document Number	0000085539
Date	Mar 22, 2021
Instrument	2021-085539

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2026
Property Address	1430 SHELL CT, DISCOVERY BAY, CA 94505-9429
Document Number	0000046729
Instrument Date	Apr 7, 2026
Instrument	202646729
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1430 SHELL CT, DISCOVERY BAY, CA 94505-9429

Mortgage

Document Number	0000046730,
Date	May 5, 2026
Instrument	202646730

Lender

Name	UNCLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 14, 2017
Property Address	1430 SHELL CT, DISCOVERY BAY, CA 94505-9429
Document Number	0000235157
Instrument Date	Dec 11, 2017
Instrument	235157
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1430 SHELL CT DISCOVERY BAY CA 945059429, DISCOVERY BAY, CA 94505-9429

Mortgage

Document Number	235158
Date	Dec 14, 2017
Instrument	235158

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Mortgage

Document Number	235159,
Date	Dec 14, 2017
Instrument	235159

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 13, 2042

Interest

Rate Type	Adjustable Rate

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 14, 2017
Property Address	1430 SHELL CT, DISCOVERY BAY, CA 94505-9429
Document Number	0000235156
Instrument Date	Dec 11, 2017
Instrument	235156
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5513 DRAKES CT DISCOVERY BAY CA 945051223, DISCOVERY BAY, CA 94505-1223

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,316 (+2%) Land $232,114 Building $406,202
2025	$8,557.00 (+6.86%) Homeowner's exemption	$625,801 (+4.04%) Land $227,563 Building $398,238
2023	$8,008.00 (+1.59%) Homeowner's exemption	$601,502 Land $218,727 Building $382,775
2022	$7,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1980–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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