1430 Saint Charles St, Alameda, CA 94501 Property Records

Alameda County property record for 1430 Saint Charles St, Alameda, CA 94501

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,125 sqft · built 1898
Lot Size0.135 acres (5,862 sqft)
OwnerTrust Name on File
Last Sale$1,178,000 (Aug 2017)
Tax Bill$19,091 (2025)
Deeds & MortgagesAug 2020 Mortgage
Feb 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN72-374-26-1

Property Details

APN / Parcel Number

Primary APN72-374-26-1
Alternative APN
  • 072-0374-026-01

Interior

Bedrooms5 Beds
Full Baths2 Baths
Units2 Units
Building Area2,125 sqft Living Area

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1910
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,862 sqft (0.135 acres)
Lot Dimensions38 ft deep x 150 ft wide

Location & Zoning

Street Address1430 SAINT CHARLES ST
CityALAMEDA
StateCA
Zip94501-2312
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT: 00001 BLK: 0026 AR: 0072 PAGE: 0374
Legal SubdivisionMARY A FITCH HOMESTEAD
Legal Block18
Legal Lot Number50&51
JurisdictionALAMEDA CA
Township / Civil DivisionALAMEDA
Census Block Group1
Census Block1002
Census Tract427800

Owner

1430 Saint Charles St, a duplex, is owner-occupied and held in a trust since February 2021.

Source: Alameda County records, as of August 5, 2026

Owner of RecordTrust Name on File
Mailing Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Feb 25, 2021Intrafamily Transfer, Transfer
Aug 16, 2019Intrafamily Transfer, Transfer · ARM
CITIBANK NA
Aug 21, 2017Grant Deed, Transfer · ARM
MUFG UNION BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2017 · Amount on File
Deed SaleAug 21, 2017 · Amount on File
Prior SaleMar 3, 2005 · Amount on File
Deed Document Number2017182625
Last Transfer DateFeb 5, 2021
Transfer Doc0000080331
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312

Mortgage

Document Number0000203977
DateAug 20, 2020
Instrument2020203977
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateFeb 25, 2021
Property Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312
Document Number0000080331
Map ReferenceMB 19 PG 1
Instrument DateFeb 5, 2021
Instrument2021080331
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateAug 16, 2019
Property Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312
Document Number0000159942
Map ReferenceMB 19 PG 1
Instrument DateAug 6, 2019
Instrument2019159942
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312

Mortgage

Document Number0000159943
DateAug 16, 2019
Instrument2019159943
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateSep 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateAug 21, 2017
Property Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312
Document Number0000182625
Map ReferenceMAP19 PG1
Instrument DateAug 10, 2017
Instrument2017182625
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1430 SAINT CHARLES ST, ALAMEDA, CA 94501-2312

Mortgage

Document Number0000182626
DateAug 21, 2017
Instrument2017182626
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateSep 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1430 Saint Charles St was $19,091 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityAlameda City
Unified School DistrictAlameda City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,360,138 (+1.48%) Land $410,141 Building $956,997
2025$19,091.00 Homeowner's exemption$1,340,340 Land $402,102 Building $938,238
2023$17,963.00 Homeowner's exemption$1,288,295 Land $386,488 Building $901,807

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1430 Saint Charles St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1430 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Saint Charles St

Nearby Streets

Search Property Records by Address or Parcel Number