1430 Peerless Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1430 Peerless Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,182 sqft · built 1952
Lot Size	0.398 acres (17,344 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Apr 2016)
Tax Bill	$5,828 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400-261-03-00`

Property Details

APN / Parcel Number

Primary APN	`400-261-03-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,182 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	17,344 sqft (0.398 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1430 PEERLESS DR
City	EL CAJON
State	CA
Zip	92021-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 1 LOT 17 TR 002812
Legal Subdivision	PEERLESS VISTA
Legal Tract	002812
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	16401

Owner

1430 Peerless Dr is owned and occupied by an individual who bought it in April 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1430 PEERLESS DR, EL CAJON, CA 92021-3423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 22, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2016 · Amount on File
Deed Sale	Apr 28, 2016 · Amount on File
Prior Sale	Mar 23, 2001 · Amount on File
Deed Document Number	2016198222
Prior Transfer Date	Apr 26, 2016
Prior Transfer Doc	0000198223
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1430 PEERLESS DR, EL CAJON, CA 92021-3423
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 PEERLESS DR, EL CAJON, CA 92021-3423

Mortgage

Document Number	0000325729
Date	Aug 11, 2022
Instrument	2022-0325729

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Jun 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1430 PEERLESS DR, EL CAJON, CA 92021-3423
Document Number	0000116613
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1430 PEERLESS DR EL CAJON CA 920213423, EL CAJON, CA 92021-3423

Mortgage

Document Number	0000116613
Date	Mar 6, 2020
Instrument	116613

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1430 PEERLESS DR, EL CAJON, CA 92021-3423
Document Number	0000111505
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1430 PEERLESS DR EL CAJON CA 920213423, EL CAJON, CA 92021-3423

Mortgage

Document Number	0000111505
Date	Mar 28, 2019
Instrument	111505

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 27, 2059

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1430 PEERLESS DR, EL CAJON, CA 92021-3423
Document Number	0000121744
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1430 PEERLESS DR EL CAJON CA 920213423, EL CAJON, CA 92021-3423

Mortgage

Document Number	0000121744
Date	Mar 28, 2018
Instrument	121744

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1430 Peerless Dr was $5,828 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,815 (+2%) Land $241,491 Building $260,324
2025	$5,828.00 Homeowner's exemption	$491,976 Land $236,756 Building $255,220
2023	$5,706.00 (+1.67%) Homeowner's exemption	$472,873 Land $227,563 Building $245,310
2022	$5,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1430 Peerless Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1430 Peerless Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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