Albemarle County property record for 1430 Old Brook Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,972 sqft · built 1964 |
| Lot Size | 2.32 acres (101,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $505,000 (Sep 2020) |
| Tax Bill | $6,397 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06100-00-00-127A0 |
| Primary APN | 06100-00-00-127A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,972 sqft Finished Area |
| Basement Area | 1,870 sqft |
| Finished Basement | 1,450 sqft |
| Unfinished Basement | 420 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 101,146 sqft (2.32 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 1,200 sqft |
| Porch | Slab |
| Porch Area | 646 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Street Address | 1430 OLD BROOK RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | ACREAGE 1 & 1A MERRIDALE |
| Legal Subdivision | MERRIDALE SUBDIVISION |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10604 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1430 OLD BROOK RD, CHARLOTTESVILLE, VA 22901-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 202012456 |
| Deed Book / Page | 5385 / 561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1430 OLD BROOK RD, CHARLOTTESVILLE, VA 22901-1708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5537/394 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 5537/394 |
| Instrument | 2021-00008475 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 11, 2020 |
| Property Address | 1430 OLD BROOK RD, CHARLOTTESVILLE, VA 22901-1708 |
| Document Number | 0000012456 |
| Book / Page | 005385 / 000561 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 12456 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1430 OLD BROOK RD CHARLOTTESVILLE VA 229011708, CHARLOTTESVILLE, VA 22901-1708 |
| Document Number | 12457 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 005385/000565 |
| Instrument | 12457 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,397.00 (+11.58%) | $715,500 (+11.57%) Land $175,000 Building $540,500 | $715,500 (+11.57%) Land $175,000 Building $540,500 |
| 2025 | $5,733.00 (+21.33%) | $641,300 (+15.9%) Land $155,000 Building $486,300 | $641,300 (+15.9%) Land $155,000 Building $486,300 |
| 2023 | $4,725.00 | $553,300 Land $150,000 Building $403,300 | $553,300 Land $150,000 Building $403,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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