St. Clair County property record for 1430 Mountain Top Loop, Pell City, AL 35128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,694 sqft · built 1996 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $649 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-01-11-0-000-008.003 |
| Primary APN | 27-01-11-0-000-008.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,694 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Upper Floors Area | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 34,848 sqft (0.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00509431 |
|---|---|
| Street Address | 1430 MOUNTAIN TOP LOOP |
| City | PELL CITY |
| State | AL |
| Zip | 35128-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR SW4 NE4, W 520', TO POB, SW 210', W 210', NE 210, E 210 TO POB 11-17-2 |
| Legal Range | 02E |
| Legal Township | 17S |
| Legal Section | 11 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | MOODY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 40105 |
1430 Mountain Top Loop is owned and occupied by two individuals who acquired it in January 2010.
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1430 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 26, 2010 |
| Transfer Doc | 0000001049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 1430 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048380 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | MTG 2020/48380 |
| Name | COOSA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | PELL CITY, AL 35125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 1430 Mountain Top Loop was $649.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $649.00 | $18,040 | $180,370 Land $10,200 Building $170,170 |
| 2023 | $36,074 Land $2,040 Building $34,034 | $180,370 Land $10,200 Building $170,170 | |
| 2022 | $584.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1430 Mountain Top Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1430 Mountain Top Loop is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 75% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coosa Valley Technologies Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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