1430 Main St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1430 Main St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,132 sqft · built 1850
Lot Size	0.029 acres (1,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$879,787 (Jul 2026)
Tax Bill	$3,689 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075-0004-0128-00`

Property Details

APN / Parcel Number

Primary APN	`075-0004-0128-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,132 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	870 sqft
2nd Floor Area	1,262 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	1,263 sqft (0.029 acres)
Lot Dimensions	90 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1430 MAIN ST
City	CINCINNATI
State	OH
Zip	45202-7642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCP
Legal Description	1430 MAIN ST 15 X 90 PT LOT 22 ES MAIN ST 60 FT N OF ORCHARD ST
Legal Subdivision	CITY/CINCINNATI
Legal Lot Number	22
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	1000

Owner

Source: Hamilton County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1430 MAIN ST, CINCINNATI, OH 45202-7642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 25, 2020	Deed of Trust, Mortgage · Line of Credit BETTER MTG
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Dec 12, 2024 · Amount on Record
Deed Document Number	202662345
Deed Book / Page	15719 / 2375
Prior Transfer Date	Jun 5, 2026
Prior Transfer Doc	0000062345
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2026
Property Address	1430 MAIN ST, CINCINNATI, OH 45202-7642
Document Number	0000062345
Book / Page	15719 / 2375
Instrument Date	Jun 5, 2026
Instrument	202662345
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177,716.57
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1430 MAIN ST, CINCINNATI, OH 45202-7642

Mortgage

Document Number	0000062346,
Date	Jul 31, 2026
Instrument	202662346

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1430 MAIN ST, CINCINNATI, OH 45202-7642
Document Number	0000041783
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 MAIN ST CINCINNATI OH 452027642, CINCINNATI, OH 45202-7642

Mortgage

Document Number	0000041783
Date	May 6, 2020
Book Page	014162/000131
Instrument	41783

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2018
Property Address	1430 MAIN ST, CINCINNATI, OH 45202-7642
Document Number	0000096294
Book / Page	13785 / 1110
Instrument Date	Oct 25, 2018
Instrument	2018-0096294
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1430 MAIN ST, CINCINNATI, OH 45202-7642

Mortgage

Document Number	0000096295
Date	Oct 30, 2018
Instrument	2018-0096295

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,689.00 (+5.88%)	$148,779 (+%) Land $23,524 Building $125,255	$425,080 (-) Land $67,210 Building $357,870
2024	$3,484.00 (-6.82%)	$148,777 (-) Land $23,523 Building $125,254
2023	$3,739.00 (-33.82%)	$148,777 (-13.25%) Land $23,523 Building $125,254	$425,080 (-13.25%) Land $67,210 Building $357,870
2022	$5,650.00 Homeowner's exemption	$171,501 Land $21,606 Building $149,895
2020			$490,000 Land $61,730 Building $428,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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