1430 Lantern Light Trl, Middleburg, FL 32068 Property Records

Clay County property record for 1430 Lantern Light Trl, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,107 sqft · built 2013
Lot Size	0.176 acres (7,701 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Aug 2023)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-04-25-008069-011-44`

Property Details

APN / Parcel Number

Primary APN	`30-04-25-008069-011-44`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,107 sqft Heated Area
Gross Area	3,935 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,701 sqft (0.176 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1430 LANTERN LIGHT TRL
City	MIDDLEBURG
State	FL
Zip	32068-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 344 PINE RIDGE PLANTATIONAS REC O R 4746 PG 1908
Legal Range	24
Legal Township	04
Legal Section	25
Legal Subdivision	PINE RDG PLANTATION
Legal Lot Number	344
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3037
Census Tract	30204

Owner

1430 Lantern Light Trl is owned and occupied by an individual who bought it in August 2023.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	1430 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLO
Jul 27, 2020	Warranty Deed, Transfer · VA Mortgage HAMILTON GROUP FUNDING INC
Aug 21, 2018	Loan Modification, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS FIN'L
Mar 10, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Jul 27, 2020 · Amount on File
Deed Document Number	2023040313
Deed Book / Page	4746 / 1908
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 10, 2023
Property Address	1430 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733
Document Number	0047461908
Book / Page	4746 / 1908
Map Reference	MB 52 PG 20-45
Instrument Date	Aug 7, 2023
Instrument	2023040313
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733

Mortgage

Document Number	0047461910
Date	Aug 10, 2023
Instrument	4746/1910

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 27, 2020
Property Address	1430 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733
Document Number	0043330821
Book / Page	4333 / 821
Map Reference	MB 52 PG 20-45
Instrument Date	Jul 13, 2020
Instrument	2020037108
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TITLE AMERICA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 LANTERN LIGHT TRL, 1430, MIDDLEBURG, FL 32068-8733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733

Mortgage

Document Number	0004333824
Date	Jul 27, 2020
Instrument	4333/824

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	1430 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733
Document Number	0041311640
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 LANTERN LIGHT TRL MIDDLEBURG FL 320688733, MIDDLEBURG, FL 32068-8733

Mortgage

Document Number	0041311640
Date	Oct 12, 2018
Book Page	004131/001640
Instrument	53884

Lender

Name	MORTGAGE SOLUTIONS FIN'L
Type	Mortgage Company
Address	LONG GROVE, IL 60047

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1430 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733
Document Number	0039531303
Book / Page	003953 / 001303
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 LANTERN LIGHT TRL MIDDLEBURG FL 320688733, MIDDLEBURG, FL 32068-8733

Mortgage

Document Number	0039531303
Date	Mar 17, 2017
Book Page	003953/001303
Instrument	13436

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1430 Lantern Light Trl was $5,479 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,479.00 Homeowner's exemption	$399,371 Land $50,000 Building $349,371	$399,371 Land $50,000 Building $349,371
2023	$8,503.00 (+10.27%)	$420,227 (+13.7%) Land $50,000 Building $370,227	$420,227 (+13.7%) Land $50,000 Building $370,227
2022	$7,711.00	$369,608 Land $23,500 Building $346,108	$369,608 Land $23,500 Building $346,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1430 Lantern Light Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1430 Lantern Light Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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