1430 Lake St, Lodi, CA 95242 Property Records

San Joaquin County property record for 1430 Lake St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 1950
Lot Size	0.165 acres (7,174 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Apr 2005)
Tax Bill	$4,018 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`035-290-020-000`

Property Details

APN / Parcel Number

Primary APN	`035-290-020-000`
Alternative APN	`035-290-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,174 sqft (0.165 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-290-02
Street Address	1430 LAKE ST
City	LODI
State	CA
Zip	95242-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CULBERTSON TR 03 MAP 13 PG 28 LOT 2
Legal Subdivision	CULBERTSON TR 03
Legal Tract	03
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1016
Census Tract	4205

Owner

1430 Lake St is owned and occupied by an individual who bought it in April 2005.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1430 LAKE ST, LODI, CA 95242-2411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2005 · Amount on File
Deed Sale	Apr 15, 2005 · Amount on File
Prior Sale	Jan 25, 2005 · Amount on File
Deed Document Number	200588704
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1430 LAKE ST, LODI, CA 95242-2411
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 LAKE ST, LODI, CA 95242-2411

Mortgage

Document Number	0000032865
Date	Feb 23, 2021
Instrument	2021-032865

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1430 LAKE ST, LODI, CA 95242-2411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE STOC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127273
Date	Nov 19, 2018
Instrument	2018-127273

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1430 Lake St was $4,018 with a homeowner's exemption, down 3.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,018.00 (-3.25%)
2025	$4,153.00 Homeowner's exemption	$389,100 Land $115,000 Building $274,100
2023	$3,577.00 (-14.01%) Homeowner's exemption	$336,500 Land $100,000 Building $236,500	$367,830
2022	$4,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1430 Lake St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1430 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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