1430 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1430 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,299 sqft · built 1930
Lot Size	0.225 acres (9,792 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Oct 2006)
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-105-005`

Property Details

APN / Parcel Number

Primary APN	`8913-36-105-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	896 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,792 sqft (0.225 acres)
Lot Dimensions	136 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1430 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKINGHAM PLACE E 72 FT N 166 FT LOT 3 EXC N 30 FT
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	BUCKINGHAM PLACE
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

1430 Forest Ave is owned and occupied by two individuals who bought it in October 2006.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1430 FOREST AVE, WATERLOO, IA 50702-2343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2006 · Amount on File
Deed Sale	Oct 23, 2006 · Amount on File
Deed Document Number	20062007009271
Prior Transfer Date	Oct 20, 2006
Prior Transfer Doc	2007009271
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1430 FOREST AVE, WATERLOO, IA 50702-2343
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 FOREST AVE, WATERLOO, IA 50702-2343

Mortgage

Document Number	202300003770
Date	Aug 31, 2022
Instrument	202300003770

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1430 FOREST AVE, WATERLOO, IA 50702-2343
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00001390
Date	Jul 25, 2017
Instrument	2018-00001390

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1430 Forest Ave was $2,844 with a homeowner's exemption, down 6.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,844.00 (-6.63%) Homeowner's exemption	$150,230 Land $23,170 Building $127,060	$150,230 Land $23,170 Building $127,060
2024	$3,046.00
2023		$141,580 (+34.66%) Land $23,170 Building $118,410	$141,580 Land $23,170 Building $118,410
2022	$2,114.00 Homeowner's exemption	$105,140 Land $23,170 Building $81,970
2021			$105,140 Land $23,170 Building $81,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1430 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1430 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures