1430 Covington Dr, Lemont, IL 60439 Property Records

Cook County property record for 1430 Covington Dr, Lemont, IL 60439

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,398 sqft · built 2004
Lot Size	0.137 acres (5,977 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Sep 2022)
Tax Bill	$8,833 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-28-401-064`

Property Details

APN / Parcel Number

Primary APN	`22-28-401-064`
Alternative APN	`22-28-401-064-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,977 sqft (0.137 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1430 COVINGTON DR
City	LEMONT
State	IL
Zip	60439-6788
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	AMBERWOOD
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	2
Census Block	2025
Census Tract	824003

Owner

1430 Covington Dr, a townhouse, is held in a trust since September 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1240 117TH ST, LEMONT, IL 60439-4122
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Executor's Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Aug 10, 2004 · Amount on File
Deed Document Number	202249166
Prior Transfer Date	Feb 29, 2012
Prior Transfer Doc	0000012137
Record Updated	Oct 29, 2026

September 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	COOK IL
Recording Date	Sep 15, 2022
Property Address	1430 COVINGTON DR, LEMONT, IL 60439-6788
Document Number	0025849166
Map Reference	DOC 0030403778
Instrument Date	Sep 1, 2022
Instrument	2225849166
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1430 COVINGTON DR, LEMONT, IL 60439-6788

Mortgage

Document Number	0025849167
Date	Sep 15, 2022
Instrument	2225849167

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1430 COVINGTON DR, LEMONT, IL 60439-6788
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 COVINGTON DR, LEMONT, IL 60439-6788

Mortgage

Document Number	0030606104
Date	Nov 2, 2021
Instrument	2130606104

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,500 Land $3,885 Building $38,615	$425,000 Land $38,850 Building $386,150
2023	$8,833.00 (+48.11%)
2022	$5,964.00 Homeowner's exemption Senior Citizen's exemption	$30,723 Land $3,436 Building $27,287	$307,230 Land $34,360 Building $272,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1430 Covington Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1430 Covington Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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