1430 Co Rd 2150 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1430 Co Rd 2150 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2018)
Tax Bill	$7,017 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2020 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`28-22-22-400-029`

Property Details

APN / Parcel Number

Primary APN	`28-22-22-400-029`

Exterior

Lot Area	261,360 sqft (6 acres)

Location & Zoning

Street Address	1430 COUNTY ROAD 2150 E
City	SAINT JOSEPH
State	IL
Zip	61873-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 FIPPEN-WOLFE SUB
Legal Range	10E
Legal Township	19N
Legal Section	22
Legal Subdivision	FIPPEN-WOLFE SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	4
Census Block	4117
Census Tract	10702

Owner

1430 Co Rd 2150 E is owned and occupied by an individual who bought it in July 2018.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1430 COUNTY ROAD 2150 E, SAINT JOSEPH, IL 61873-9720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 23, 2020	Deed of Trust, Mortgage · Closed-End Mortgage THE GIFFORD STATE BANK
Dec 23, 2020	Deed of Trust, Mortgage GIFFORD ST BK
Aug 30, 2019	Loan Modification, Mortgage · Conventional Mortgage GIFFORD ST BK
Sep 18, 2018	Trustee's Deed, Construction Loan · Line of Credit GIFFORD ST BK
Jul 18, 2018	Warranty Deed, Transfer · Line of Credit THE GIFFORD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Jul 11, 2008 · Amount on File
Deed Document Number	201812204
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1430 COUNTY ROAD 2150 E, SAINT JOSEPH, IL 61873-9720
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001377
Date	Jan 29, 2026
Instrument	2026R01377

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	GILLESPIE, IL 62033

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1430 COUNTY ROAD 2150 E, SAINT JOSEPH, IL 61873-9720
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001243
Date	Jan 23, 2020
Instrument	2020R01243

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	Mar 1, 2025

Interest

Rate	4.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1430 COUNTY ROAD 2150 E, SAINT JOSEPH, IL 61873-9720
Document Number	0000027479
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1430 COUNTY ROAD 2150 E ST JOSEPH IL 618739720, ST JOSEPH, IL 61873-9720

Mortgage

Document Number	0000027479
Date	Dec 29, 2020
Instrument	27479

Lender

Name	GIFFORD ST BK
Type	Bank
Address	SAINT JOSEPH, IL 61873

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

Interest

Rate Type	Fixed Rate
Rate	2.97%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1430 COUNTY ROAD 2150 E, SAINT JOSEPH, IL 61873-9720
Document Number	0000016197
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1422 COUNTY ROAD 2150 E ST JOSEPH IL 618739720, ST JOSEPH, IL 61873-9720

Mortgage

Document Number	0000016197
Date	Oct 1, 2019
Instrument	16197

Lender

Name	GIFFORD ST BK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 18, 2018
Property Address	1430 COUNTY ROAD 2150 E, SAINT JOSEPH, IL 61873-9720
Instrument Date	Sep 10, 2018
Instrument	16259
Transaction Type	Construction Loan
Record Updated	Oct 24, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1422 COUNTY ROAD 2150 E ST JOSEPH IL 618739720, ST JOSEPH, IL 61873-9720

Mortgage

Document Number	0000016259
Date	Sep 18, 2018
Instrument	16259

Lender

Name	GIFFORD ST BK
Type	Bank
Address	ST JOSEPH, IL 61873

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 17, 2019

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 18, 2018
Property Address	1430 COUNTY ROAD 2150 E, SAINT JOSEPH, IL 61873-9720
Document Number	0000012204
Instrument Date	Jul 3, 2018
Instrument	2018R12204
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2512 HOMER LAKE RD, HOMER, IL 61849-9770

Mortgage

Document Number	0000012205
Date	Jul 18, 2018
Instrument	2018R12205

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Sep 15, 2023

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,730 Land $13,260 Building $106,470	$359,190 Land $39,780 Building $319,410
2024	$7,017.00
2022	$6,212.00 Homeowner's exemption	$95,550 Land $10,580 Building $84,970	$286,650 Land $31,740 Building $254,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1430 Co Rd 2150 E in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1430 Co Rd 2150 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: Nextlink, T-Mobile.

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