1430 Chester Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 1430 Chester Dr, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,145 sqft · built 1959
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Mar 2017)
Tax Bill	$4,362 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`232-200-220-000`

Property Details

APN / Parcel Number

Primary APN	`232-200-220-000`
Alternative APNs	`232-200-22` `23117002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,145 sqft Living Area
1st Floor Area	1,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	232-200-22
Street Address	1430 CHESTER DR
City	TRACY
State	CA
Zip	95376-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP C3 35-39
Legal Subdivision	MCKINLEY ESTATES
Legal Block	2
Legal Lot Number	49
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2006
Census Tract	5308

Owner

1430 Chester Dr is owned and occupied by an individual who bought it in March 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1430 CHESTER DR, TRACY, CA 95376-3347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 16, 2017	Affidavit of Death, Transfer NORTH AMERICAN TITLE
Mar 16, 2017	Grant Deed, Transfer OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Prior Sale	Aug 31, 1994 · Amount on File
Deed Document Number	201730026
Prior Transfer Date	Mar 14, 2017
Prior Transfer Doc	0000030025
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1430 CHESTER DR, TRACY, CA 95376-3347
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 CHESTER DR, TRACY, CA 95376-3347

Mortgage

Document Number	0000021886
Date	Feb 5, 2021
Instrument	2021-021886

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1430 CHESTER DR, TRACY, CA 95376-3347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020140
Date	Feb 14, 2020
Instrument	2020-020140

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 16, 2017
Property Address	1430 CHESTER DR, TRACY, CA 95376-3347
Document Number	0000030025
Instrument Date	Mar 14, 2017
Instrument	30025
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3973 SUMMIT DR TRACY CA 953778393, TRACY, CA 95377-8393

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 16, 2017
Property Address	1430 CHESTER DR, TRACY, CA 95376-3347
Document Number	0000030026
Instrument Date	Mar 14, 2017
Instrument	30026
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 CHESTER DR TRACY CA 953763347, TRACY, CA 95376-3347

Mortgage

Document Number	30027
Date	Mar 16, 2017
Instrument	30027

Lender

Name	OPES ADVISORS
Address	CUPERTINO, CA 95014

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1430 Chester Dr was $4,362.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,362.00 (-0.05%)
2025	$4,364.00	$378,345 Land $132,304 Building $246,041
2023	$3,958.00 (+2.06%)	$363,655 Land $127,167 Building $236,488	$460,170
2022	$3,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1430 Chester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1430 Chester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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