1430 Chambers Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1430 Chambers Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,384 sqft · built 1998
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Tax Bill$3,658 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNA974000301

Property Details

APN / Parcel Number

Primary APNA974000301
Alternative APN
  • 4-0053-7543-00-0096.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
Gross Area3,276 sqft
1st Floor Area1,384 sqft
Basement Area1,372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area246 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA974000301
Street Address1430 CHAMBERS DR
CityO FALLON
StateMO
Zip63366-3475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionBRYAN VALLEY #3 LOT 96
Legal SubdivisionBRYAN VALLEY #3
Legal Lot Number96
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group3
Census Block3001
Census Tract311907

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1430 CHAMBERS DR, O FALLON, MO 63366-3475
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2014
Deed SaleMar 18, 2014
Prior SaleDec 3, 2008 · Amount on Record
Deed Document Number2014130640
Deed Book / Page6164 / 65
Prior Transfer DateMar 14, 2014
Prior Transfer Doc0000130640
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1430 CHAMBERS DR, O FALLON, MO 63366-3475
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1430 CHAMBERS DR, O FALLON, MO 63366-3475

Mortgage

Document Number0000019302
DateMay 22, 2023
Instrument2023R-019302
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 1, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,444 (-)$281,285 (-) Land $60,000 Building $221,285
2025$3,658.00 (+26.4%)$53,444 (+9.18%)$281,285 (+9.18%) Land $60,000 Building $221,285
2023$48,950 (+28.47%)
2022$2,894.00$38,101$257,632 (+28.48%) Land $45,000 Building $212,632
2021$200,530 Land $45,000 Building $155,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband.

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