Schenectady County and Niskayuna Town property record for 1430 Baker Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,012 sqft · built 1928 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Feb 2007) |
| Tax Bill | $6,970 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 40.18-1-9 |
| Primary APN | 422400 40.18-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 712 sqft |
| Upper Floors Area | 300 sqft |
| Game Room | Game Room |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 452 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1430 BAKER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 32000 |
Source: Schenectady County and Niskayuna Town records · APN 422400 40.18-1-9
Assessment roll updated April 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 06, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 07, 2021 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 17, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Oct 04, 2017 | Deed of Trust, Mortgage · FHA Mortgage WEI MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2007 · Amount on Record |
| Deed Sale | Feb 21, 2007 · Amount on Record |
| Prior Sale | Nov 17, 1994 · Amount on Record |
| Deed Book / Page | 1754 / 616 |
| Last Transfer Date | Jul 31, 2008 |
| Transfer Doc | 1788000647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 01, 2026 |
| Property Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Document Number | 0000010250 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202610250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Document Number | 0000010250, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 202610250 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1430 BAKER AVE, NISKAYUNA, NY 12309-5223 |
| Document Number | 0000023925 |
|---|---|
| Date | Oct 06, 2025 |
| Instrument | 202523925 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1430 BAKER AVE, NISKAYUNA, NY 12309-5223 |
| Document Number | 0000031986 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 5117/875 |
| Instrument | 202131986 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1430 BAKER AVE, NISKAYUNA, NY 12309-5223 |
| Document Number | 0000038867 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 5129/813 |
| Instrument | 202138867 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 134 Months |
| Due | Oct 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1430 BAKER AVE, NISKAYUNA, NY 12309-5223 |
| Document Number | 0000065136 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 5343/248 |
| Instrument | 202365136 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 24, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027017 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 4767/190 |
| Instrument | 201727017 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 13, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1430 BAKER AVE, SCHENECTADY, NY 12309-5223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045119 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 4791/696 |
| Instrument | 201745119 |
| Name | WEI MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2032 |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,970.00 | $155,000 (-) Land $36,000 Building $119,000 | $229,600 (+17.02%) Land $53,326 Building $176,274 |
| 2023 | $155,000 Land $36,000 Building $119,000 | $196,200 Land $45,569 Building $150,631 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930320003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 618 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY4600073, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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