1430 B St, Napa, CA 94559 Property Records

Napa County property record for 1430 B St, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,696 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Last Sale	$536,000 (Jul 2013)
Tax Bill	$10,248 (2026)
Deeds & Mortgages	Dec 2023 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-096-007-000`

Property Details

APN / Parcel Number

Primary APN	`002-096-007-000`
Alternative APNs	`002-096-007` `00209607`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	002-096-007
Street Address	1430 B ST
City	NAPA
State	CA
Zip	94559-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI4
Legal Description	W 62 FT OF LOT 3 BLK 18 SPENCERS ADDN 1R/M68
Legal Subdivision	SPENCERS ADDN
Legal Block	18
Legal Lot Number	3
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3038
Census Tract	200501

Owner

1430 B St is owner-occupied and held in a trust since July 2013.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1430 B ST, NAPA, CA 94559-1644
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Intrafamily Transfer, Transfer
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Sep 26, 2019	Deed of Trust, Mortgage · ARM UMPQUA BANK
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2013 · Amount on File
Deed Sale	Jul 2, 2013 · Amount on File
Prior Sale	Jun 5, 2009 · Amount on File
Deed Document Number	201319020
Prior Transfer Date	Oct 8, 2010
Prior Transfer Doc	0000023937
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Dec 1, 2023
Property Address	1430 B ST, NAPA, CA 94559-1644
Document Number	0000019230
Map Reference	MB 1 PG 68
Instrument Date	Nov 22, 2023
Instrument	2023-0019230
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1430 B ST, NAPA, CA 94559-1644

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1430 B ST, NAPA, CA 94559-1644
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 B ST, NAPA, CA 94559-1644

Mortgage

Document Number	0000004079
Date	Feb 28, 2022
Instrument	2022-0004079

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1430 B ST, NAPA, CA 94559-1644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019503
Date	Sep 26, 2019
Instrument	2019-0019503

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1430 B ST, NAPA, CA 94559-1644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013803
Date	Jun 15, 2020
Instrument	2020-0013803

Lender

Name	UMPQUA BANK
Type	Bank
Address	YAMHILL, OR 97148

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1430 B St was $10,248 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,248.00 (+2.13%) Homeowner's exemption	$843,144 (+2%) Land $250,069 Building $593,075	$843,144 (+2%) Land $250,069 Building $593,075
2025	$10,034.00 Homeowner's exemption	$826,613 Land $245,166 Building $581,447	$826,613 Land $245,166 Building $581,447
2023	$9,541.00 (+1.4%) Homeowner's exemption	$794,517 Land $235,647 Building $558,870
2022	$9,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1430 B St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1995–2005)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1430 B St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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