1430 45th Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1430 45th Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1962
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Jan 2021)
Tax Bill	$14,327 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-061-01`

Property Details

APN / Parcel Number

Primary APN	`034-061-01`
Alternative APN	`034-061-01-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,072 sqft Living Area
Gross Area	1,384 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Other
Lot Area	3,006 sqft (0.069 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1430 45TH AVE
City	CAPITOLA
State	CA
Zip	95010-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIRVIEW OPAL 01
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1025
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1430 45TH AVE, CAPITOLA, CA 95010-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Intrafamily Transfer, Transfer
Apr 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jan 4, 2021	Grant Deed, Transfer · Conventional Mortgage MARK R NICHOLSON & NAN TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	2021106
Last Transfer Date	Mar 30, 2023
Transfer Doc	0000006522
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 14, 2023
Property Address	1430 45TH AVE, CAPITOLA, CA 95010-3104
Document Number	0000006522
Map Reference	MB 18 PG 40
Instrument Date	Mar 30, 2023
Instrument	2023-0006522
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 45TH AVE, CAPITOLA, CA 95010-3104

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 19, 2021
Property Address	1430 45TH AVE, CAPITOLA, CA 95010-3104
Document Number	0000022240
Map Reference	MB 18 PG 40
Instrument Date	Apr 14, 2021
Instrument	2021-0022240
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 45TH AVE, CAPITOLA, CA 95010-3104

Mortgage

Document Number	0000022241
Date	Apr 19, 2021
Instrument	2021-0022241

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1430 45TH AVE, CAPITOLA, CA 95010-3104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011037
Date	Apr 29, 2019
Instrument	2019-0011037

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 4, 2021
Property Address	1430 45TH AVE, CAPITOLA, CA 95010-3104
Document Number	0000000106
Instrument Date	Dec 29, 2020
Instrument	106
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 45TH AVE CAPITOLA CA 950103104, CAPITOLA, CA 95010-3104

Mortgage

Document Number	107
Date	Jan 4, 2021
Instrument	107

Lender

Name	MARK R NICHOLSON & NAN TR (LT)
Address	226 MONTEREY AVE, CAPITOLA, CA 95010-3387

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,159,285 (+2%) Land $883,265 Building $276,020
2025	$14,327.00 (+9.61%)	$1,136,554 (+4.04%) Land $865,946 Building $270,608
2023	$13,071.00 (+1.11%)	$1,092,420 Land $832,320 Building $260,100	$1,079,460
2022	$12,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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