1430 24th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1430 24th St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,413 sqft · built 1983
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (Dec 2009)
Tax Bill	$5,363 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`062-072-005`

Property Details

APN / Parcel Number

Primary APN	`062-072-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,413 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1430 24TH ST
City	OCEANO
State	CA
Zip	93445-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 747 LT 5
Legal Subdivision	TRACT 747
Legal Tract	747
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1003
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1430 24TH ST, OCEANO, CA 93445-9158
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Intrafamily Transfer, Transfer
Dec 22, 2025	Intrafamily Transfer, Transfer
Feb 15, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO
Feb 15, 2022	Intrafamily Transfer, Transfer · Line of Credit COASTHILLS CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 7, 2020	Quit Claim Deed, Transfer ACQUIRE MTG & R/E INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2009 · Amount on Record
Deed Sale	Dec 11, 2009 · Amount on Record
Deed Document Number	200968063
Last Transfer Date	Feb 7, 2022
Transfer Doc	0000007071
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 22, 2025
Property Address	1430 24TH ST, OCEANO, CA 93445-9158
Document Number	0000039411
Map Reference	MB 10 PG 83
Instrument Date	Dec 8, 2025
Instrument	2025039411
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1430 24TH ST, OCEANO, CA 93445-9158

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 22, 2025
Property Address	1430 24TH ST, OCEANO, CA 93445-9158
Document Number	0000039410
Map Reference	MB 10 PG 83
Instrument Date	Dec 8, 2025
Instrument	2025039410
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1430 24TH ST, OCEANO, CA 93445-9158

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 15, 2022
Property Address	1430 24TH ST, OCEANO, CA 93445-9158
Document Number	0000007071
Map Reference	MB 10 PG 83
Instrument Date	Feb 7, 2022
Instrument	2022007071
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 24TH ST, OCEANO, CA 93445-9158

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 15, 2022
Property Address	1430 24TH ST, OCEANO, CA 93445-9158
Document Number	0000007072
Map Reference	MB 10 PG 83
Instrument Date	Feb 7, 2022
Instrument	2022007072
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 24TH ST, OCEANO, CA 93445-9158

Mortgage

Document Number	0000007073
Date	Feb 15, 2022
Instrument	2022007073

Lender

Name	COASTHILLS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1430 24TH ST, OCEANO, CA 93445-9158
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 24TH ST, OCEANO, CA 93445-9158

Mortgage

Document Number	0000014874
Date	Feb 25, 2021
Instrument	2021014874

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1430 24TH ST, OCEANO, CA 93445-9158
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050006
Date	Oct 31, 2017
Instrument	2017050006

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 7, 2020
Property Address	1430 24TH ST, OCEANO, CA 93445-9158
Document Number	0000016872
Instrument Date	Apr 1, 2020
Instrument	16872
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 24TH ST OCEANO CA 934459158, OCEANO, CA 93445-9158

Mortgage

Document Number	16873
Date	Apr 7, 2020
Instrument	16873

Lender

Name	ACQUIRE MTG & R/E INC
Address	SAN LUIS OBISPO, CA 93401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,556 (+2%) Land $263,318 Building $217,238
2025	$5,363.00 (+4.64%)	$471,134 (+4.04%) Land $258,155 Building $212,979
2023	$5,125.00 (+1.44%)	$452,841 Land $248,132 Building $204,709
2022	$5,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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