143 Toad Harbor Rd, West Monroe, NY 13167 Property Records

Oswego County and West Monroe Town property record for 143 Toad Harbor Rd, West Monroe, NY 13167

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,292 sqft · built 1978
Lot Size	2.79 acres (121,532 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2026)
Tax Bill	$7,402 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`356000 308.00-02-01`

Property Details

APN / Parcel Number

Primary APN	`356000 308.00-02-01`
Alternative APN	`600030800000020010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,292 sqft Living Area
1st Floor Area	1,296 sqft
2nd Floor Area	996 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	143 TOAD HARBOR RD
City	WEST MONROE
State	NY
Zip	13167-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WH
Legal Description	LOT 133 005-065-000
Legal Subdivision	12 TOWNSHIP OF SCRIBA S PATENT
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Township / Civil Division	WEST MONROE
Census Block Group	2
Census Block	2003
Census Tract	20704

Owner

143 Toad Harbor Rd is owned and occupied by an individual who bought it in March 2026.

Source: Oswego County and West Monroe Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4320 ARLINGTON CIR, 2N, LIVERPOOL, NY 13090-3870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Executor's Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Nov 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2026 · Amount on File
Deed Sale	Mar 26, 2026 · Amount on File
Deed Document Number	20262495
Prior Transfer Date	Nov 10, 2019
Prior Transfer Doc	0000010615
Record Updated	Oct 29, 2026

March 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 26, 2026
Property Address	143 TOAD HARBOR RD, WEST MONROE, NY 13167-3236
Document Number	0000002495
Instrument Date	Mar 21, 2026
Instrument	R-2026-002495
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	CHICAGO TITLE SYRACUSE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 RAVINE ST, CANASTOTA, NY 13032-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 ARLINGTON CIR APT 2N, 2N, LIVERPOOL, NY 13090-3870

Mortgage

Document Number	0000002496
Date	Mar 26, 2026
Instrument	R-2026-002496

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0000002497
Date	Mar 26, 2026
Instrument	R-2026-002497

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 19, 2019
Property Address	143 TOAD HARBOR RD, WEST MONROE, NY 13167-3236
Document Number	0000010615
Instrument Date	Nov 10, 2019
Instrument	10615
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 TOAD HARBOR RD WEST MONROE NY 131673236, WEST MONROE, NY 13167-3236

Tax Assessment & Valuation

The 2026 property tax bill for 143 Toad Harbor Rd was $7,402 with exemptions applied, up 3.6% from the year before.

Source: Oswego County and West Monroe Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	West Monroe Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,402.00 (+3.64%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$7,142.00	$285,000 Land $36,000 Building $249,000	$285,000 Land $36,000 Building $249,000
2023		$220,000 Land $31,000 Building $189,000	$220,000 Land $31,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Toad Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Toad Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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