143 Simpson St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 143 Simpson St, Rutherfordton, NC 28139

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,760 sqft · built 1964
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$108,000 (Feb 2015)
Tax Bill$148 (2022)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1650529

Property Details

APN / Parcel Number

Primary APN1650529
Alternative APN
  • 56199

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,760 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Garage Area275 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number56199
Street Address143 SIMPSON ST
CityRUTHERFORDTON
StateNC
Zip28139-3137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR-3
Legal DescriptionHILLCREST LOREV PL36-18
Legal Block3
Legal Lot Number1
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group1
Census Block1006
Census Tract960503

Owner

143 Simpson St is owned and occupied by an individual who bought it in February 2015.

Source: Rutherford County records, as of September 13, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address143 SIMPSON ST, RUTHERFORDTON, NC 28139-3137
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2015 · Amount on File
Deed SaleFeb 11, 2015 · Amount on File
Prior SaleOct 21, 2013
Deed Document Number201400006659
Deed Book / Page1099 / 854
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address143 SIMPSON ST, RUTHERFORDTON, NC 28139-3137
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address143 SIMPSON ST, RUTHERFORDTON, NC 28139-3137

Mortgage

Document Number0020481789
DateJul 2, 2021
Book Page2048/1789
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term284 Months
DueMar 1, 2045

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityRutherfordton Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$200,300 Land $20,000 Building $180,300$200,300 Land $20,000 Building $180,300
2022$148.00 (-90.04%)
2021$1,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Simpson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Simpson St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50

May also be available: AT&T, Pangaea Internet, Verizon.

Nearby Properties on Simpson St

Nearby Streets

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