143 Scott Ln, Louisa, VA 23093 Property Records

Louisa County property record for 143 Scott Ln, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,240 sqft · built 1988
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14 3 64`

Property Details

APN / Parcel Number

Primary APN	`14 3 64`
Alternative APNs	`13474` `13037`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	128,938 sqft (2.96 acres)
Garage Area	768 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	132 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13037
Street Address	143 SCOTT LN
City	LOUISA
State	VA
Zip	23093-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	MCCOY SUBD LOT 64 DB 1473/339 2.877 AC
Legal Subdivision	MCCOY SUBD
Legal Lot Number	64
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2010
Census Tract	950303

Owner

143 Scott Ln is owned and occupied by two individuals.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	143 SCOTT LN, LOUISA, VA 23093-5524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Sep 30, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 20, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 16, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	143 SCOTT LN, LOUISA, VA 23093-5524
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002054/335
Date	Dec 17, 2025
Book Page	2054/335
Instrument	202500011583

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 7, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	143 SCOTT LN, LOUISA, VA 23093-5524
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1795/112
Date	Sep 30, 2021
Book Page	1795/112
Instrument	202100011754

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	143 SCOTT LN, LOUISA, VA 23093-5524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006173
Date	Jul 20, 2017
Book Page	1519/0405
Instrument	170006173

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	143 SCOTT LN, LOUISA, VA 23093-5524
Document Number	0000007648
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	143 SCOTT LN LOUISA VA 230935524, LOUISA, VA 23093-5524

Mortgage

Document Number	0000007648
Date	Aug 26, 2020
Book Page	001693/000234
Instrument	7648

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	143 SCOTT LN, LOUISA, VA 23093-5524
Document Number	0000000643
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	143 SCOTT LN LOUISA VA 230935524, LOUISA, VA 23093-5524

Mortgage

Document Number	0000000643
Date	Jan 21, 2020
Book Page	001653/000697
Instrument	643

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 143 Scott Ln was $2,646, up 1.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,720 (+2.24%) Land $45,400 Building $330,320	$375,720 (+2.24%) Land $45,400 Building $330,320
2025	$2,646.00 (+1.19%)	$367,500 Land $45,300 Building $322,200	$367,500 Land $45,300 Building $322,200
2024	$2,615.00
2023		$349,600 Land $42,300 Building $307,300
2022	$1,238.00		$349,600 Land $42,300 Building $307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Scott Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Scott Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Scott Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures