143 Sandy Ln, Flora, MS 39071 Property Records

Madison County property record for 143 Sandy Ln, Flora, MS 39071

Property Summary

Property Type	Other Improved
Lot Size	6.19 acres (270,072 sqft)
Owner	Individual Name on Record
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081D-19-002/01.02`

Property Details

APN / Parcel Number

Primary APN	`081D-19-002/01.02`
Alternative APN	`59983`

Exterior

Lot Area	270,072 sqft (6.19 acres)

Location & Zoning

Account Number	59983
Street Address	143 SANDY LN
City	FLORA
State	MS
Zip	39071-1202
Property Category	Other
Property Type	Other > Other Improved
Legal Description	PT TRACT 2 CEDAR POINT SUBD -6.2 ACC-
Legal Subdivision	CEDAR POINT
Legal Tract	2
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2003
Census Tract	30302

Owner

Source: Madison County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	143 SANDY LN, FLORA, MS 39071-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Mar 20, 2026	Warranty Deed, Transfer
Dec 2, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025
Deed Sale	Dec 2, 2025
Deed Document Number	1041902
Deed Book / Page	4624 / 750
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	143 SANDY LN, FLORA, MS 39071-1202
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 SANDY LN, FLORA, MS 39071-1202

Mortgage

Document Number	004356/806
Date	Aug 3, 2023
Book Page	4356/806
Instrument	986723

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 20, 2026
Property Address	143 SANDY LN, FLORA, MS 39071-1202
Document Number	004659/542
Book / Page	4659 / 542
Instrument Date	Mar 20, 2026
Instrument	1047912
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 WATFORD PARK WAY DR, CANTON, MS 39046-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	143 SANDY LN, FLORA, MS 39071-1202

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 2, 2025
Property Address	143 SANDY LN, FLORA, MS 39071-1202
Document Number	004624/750
Book / Page	4624 / 750
Map Reference	CAB F SL 187B-188B
Instrument Date	Dec 2, 2025
Instrument	1041902
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 FALLS XING, MADISON, MS 39110-5603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	143 SANDY LN, FLORA, MS 39071-1202

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,448.00 (+1.56%)	$33,060 (-2.36%)	$220,400 (-2.36%) Land $93,000 Building $127,400
2024	$3,395.00 (+8.22%)
2023	$3,137.00	$33,858	$225,720 Land $93,000 Building $132,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	267 / 152

Cell Coverage

5G (outdoors only) and 4G LTE

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