143 Royal St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 143 Royal St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	6 bd · 4.5 ba · 3,296 sqft · built 1925
Lot Size	0.47 acres (20,468 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Sep 2024)
Tax Bill	$7,006 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2024 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`725-00001`

Property Details

APN / Parcel Number

Primary APN	`725-00001`
Alternative APN	`CHIC M:0725 P:00001`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,296 sqft Living Area
Gross Area	6,175 sqft
1st Floor Area	1,586 sqft
Basement Area	1,586 sqft
Unfinished Basement	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,468 sqft (0.47 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	725-00001
Street Address	143 ROYAL ST
City	CHICOPEE
State	MA
Zip	01020-4378
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4000
Census Tract	811302

Owner

143 Royal St, a duplex, is owned by a company that bought it in September 2024.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	127 PROSPECT ST, EAST LONGMEADOW, MA 01028-2848
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage RFLF 5 LLC
Sep 17, 2024	Foreclosure · Stand-Alone First Mortgage KIAVI FUNDING INCORPORATED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2024 · Amount on File
Deed Sale	Sep 17, 2024 · Amount on File
Prior Sale	May 21, 2007 · Amount on File
Deed Document Number	202442958
Deed Book / Page	25575 / 245
Prior Transfer Date	Sep 12, 2024
Prior Transfer Doc	025575-245
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jun 18, 2026
Property Address	143 ROYAL ST, CHICOPEE, MA 01020-4378
Document Number	0000027993
Book / Page	26380 / 101
Instrument Date	Jun 17, 2026
Instrument	202627993
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027993,
Date	Jun 18, 2026
Book Page	26380/101
Instrument	202627993

Lender

Name	RFLF 5 LLC

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

September 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHICOPEE MA
Recording Date	Sep 17, 2024
Property Address	143 ROYAL ST, CHICOPEE, MA 01020-4378
Document Number	025575-245
Book / Page	25575 / 245
Instrument Date	Sep 12, 2024
Instrument	42958
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PROSPECT ST, E LONGMEADOW, MA 01028-2848

Mortgage

Document Number	0000042960
Date	Sep 17, 2024
Instrument	42960

Lender

Name	KIAVI FUNDING INCORPORATED

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 143 Royal St was $7,006, up 9.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,006.00 (+9.85%)	$459,700 (+9.27%) Land $132,000 Building $327,700	$548,190
2025	$6,378.00 (+5.25%)	$420,700 (+2.46%) Land $116,600 Building $304,100
2024	$6,060.00 (+5.65%)	$410,600 (+8.45%) Land $114,400 Building $296,200
2023	$5,736.00	$378,600 Land $104,100 Building $274,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Royal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Royal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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