Schenectady County and Schenectady City property record for 143 Ray Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,827 sqft · built 1977 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Mar 2025) |
| Tax Bill | $6,986 (2026) |
| Deeds & Mortgages | Apr 2024 Foreclosure Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.78-1-15.2 |
| Primary APN | 421500 50.78-1-15.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 867 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 192 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 143 RAY AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 349 & PT OF 350 1.7 WOOD & GAR |
| Legal Subdivision | CONSUL ROAD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 15.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1588 FOSTER AVE, SCHENECTADY, NY 12308-1822 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 1, 2024 | Referee's Deed, Foreclosure CLOSING USA LLC |
| Sep 26, 2019 | Grant Deed, Transfer · FHA Mortgage MLB RESID'L LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on Record |
| Deed Sale | Mar 13, 2025 · Amount on Record |
| Prior Sale | Sep 5, 2024 · Amount on Record |
| Deed Document Number | 20255962 |
| Prior Transfer Date | Mar 6, 2024 |
| Prior Transfer Doc | 0000018939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 1, 2024 |
| Property Address | 143 RAY AVE, SCHENECTADY, NY 12304-1431 |
| Document Number | 0000018939 |
| Book / Page | 2128 / 46 |
| Map Reference | DR 64 MAP 25 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 202418939 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2024 |
| Title Company | CLOSING USA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $884.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 26, 2019 |
| Property Address | 143 RAY AVE, SCHENECTADY, NY 12304-1431 |
| Document Number | 0000043430 |
| Book / Page | 002020 / 000905 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 43430 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 143 RAY AVE SCHENECTADY NY 123041431, SCHENECTADY, NY 12304-1431 |
| Document Number | 43431 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 004941/000708 |
| Instrument | 43431 |
| Name | MLB RESID'L LNDG |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,986.00 (+1.82%) | ||
| 2025 | $6,861.00 (+4.48%) | $137,400 (-) Land $20,600 Building $116,800 | $227,521 (+30.82%) Land $34,112 Building $193,409 |
| 2023 | $137,400 (-) Land $20,600 Building $116,800 | $173,924 (+3.8%) Land $26,076 Building $147,848 | |
| 2022 | $137,400 Land $20,600 Building $116,800 | $167,561 Land $25,122 Building $142,439 | |
| 2021 | $6,567.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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