Middlesex County and Ashland Town property record for 143 Prospect St, Ashland, MA 01721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1952 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $599,000 (Sep 2025) |
| Tax Bill | $6,265 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Sep 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/025.0-0221-0000.0 |
| Primary APN | M:014/025.0-0221-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,751 sqft (0.201 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 143 PROSPECT ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-2266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 221 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 385201 |
Source: Middlesex County and Ashland Town records · APN M:014/025.0-0221-0000.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 16, 2025 | Deed of Trust, Mortgage · ARM M & T BANK |
| Sep 09, 2025 | Quit Claim Deed, Transfer |
| Nov 21, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Jan 02, 2020 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK |
| Jun 16, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2025 · Amount on Record |
| Deed Sale | Sep 09, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2023 · Amount on Record |
| Deed Book / Page | 84590 / 139 |
| Transfer Doc | 61751-436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00083977-1 |
|---|---|
| Date | Apr 16, 2025 |
| Book Page | 83977/1 |
| Instrument | 39848 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | May 01, 2032 |
| Index | Other |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Sep 09, 2025 |
| Property Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Document Number | 084590-139 |
| Book / Page | 84590 / 139 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 108403 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Nov 21, 2023 |
| Property Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Document Number | 082235-502 |
| Book / Page | 82235 / 502 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 133512 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Document Number | 0000133513 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 133513 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73936-201 |
|---|---|
| Date | Jan 02, 2020 |
| Book Page | 73936/201 |
| Instrument | 414 |
| Name | NEEDHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Feb 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Jun 16, 2020 |
| Property Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Document Number | 74894-121 |
| Book / Page | 74894 / 121 |
| Instrument Date | Jun 08, 2020 |
| Instrument | 93341 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 143 PROSPECT ST, ASHLAND, MA 01721-2266 |
| Document Number | 93342 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 93342 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,265.00 (+2.15%) | $490,600 (+5.92%) Land $225,100 Building $265,500 | $562,305 (+9.92%) |
| 2024 | $6,133.00 (+7.28%) | $463,200 (+11.56%) Land $225,100 Building $238,100 | $511,575 |
| 2023 | $5,717.00 | $415,200 Land $213,900 Building $201,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173852011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 25 units insured 8 under condo master policies |
| Nearby Flood Claims | 3 (1978–2011) |
| Most Recent Claim | Feb 2011, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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