143 Ponderosa Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 143 Ponderosa Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,056 sqft · built 1989
Lot Size	0.659 acres (28,706 sqft)
Owner	2 Individual Names on File
Last Sale	$481,100 (Oct 2020)
Tax Bill	$3,639 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0788448`

Property Details

APN / Parcel Number

Primary APN	`R0788448`
Alternative APNs	`07-4078-19-2-07-15-0000` `0000967836`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	2,056 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,706 sqft (0.659 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000967836
Street Address	143 PONDEROSA LN
City	KALISPELL
State	MT
Zip	59901-6833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	PONDEROSA AMD, S19, T29 N, R21 W, LOT 2, ASSR #0000967836
Legal Range	21W
Legal Township	29N
Legal Section	19
Legal Subdivision	PONDEROSA AMD
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2031
Census Tract	601

Owner

143 Ponderosa Ln is owned by two individuals who bought it in October 2020.

Source: Flathead County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1065 CREEKWOOD DR, WHITEFISH, MT 59937-8197
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Dec 10, 2010 · Amount on File
Deed Document Number	202032731
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	143 PONDEROSA LN, KALISPELL, MT 59901-6833
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004030
Date	Feb 12, 2020
Instrument	202000004030

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 1, 2020
Property Address	143 PONDEROSA LN, KALISPELL, MT 59901-6833
Document Number	202000032731
Instrument Date	Oct 1, 2020
Instrument	202000032731
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 PONDEROSA LN, KALISPELL, MT 59901-6833

Mortgage

Document Number	202000032732
Date	Oct 1, 2020
Instrument	202000032732

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 143 Ponderosa Ln was $3,639, down 2.3% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,639.00 (-2.31%)	$845,000 (-)
2025	$3,725.00	$845,000	$845,000 Land $229,965 Building $615,035
2023	$4,994.00	$597,500	$597,500 Land $117,124 Building $480,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Ponderosa Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Ponderosa Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA HOMEOWNERS ASSN INC private · serves 246 people · EPA ID MT0002863
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Bullitt Communications, Verizon.

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