143 Penelope St, Miramar Beach, FL 32550 Property Records

Walton County property record for 143 Penelope St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,295 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Aug 2026)
Tax Bill	$7,451 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42060-00B-0010`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42060-00B-0010`
Alternative APNs	`29-221-42060-00B-0010` `1063097`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,295 sqft Living Area
Gross Area	2,767 sqft
1st Floor Area	1,041 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	138 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	247 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	225 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	143 PENELOPE ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK B FRANGISTA BEACH 3RD ADDITION PB 17-71 OR 2728-3286 OR 2975-972 OR 3018-480 OR 3041-4611
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	FRANGISTA BEACH 3RD ADDITION
Legal Block	B
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8954 SHELBURNE WAY, ZIONSVILLE, IN 46077-8532
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEFIX CORPORATION
May 22, 2017	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	202634138
Deed Book / Page	3409 / 3623
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 18, 2026
Property Address	143 PENELOPE ST, MIRAMAR BEACH, FL 32550-4644
Document Number	0000034138
Book / Page	3409 / 3623
Instrument Date	Aug 18, 2026
Instrument	202634138
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8954 SHELBURNE WAY, ZIONSVILLE, IN 46077-8532

Mortgage

Document Number	0000034141,
Date	Aug 18, 2026
Instrument	202634141

Lender

Name	HOMEFIX CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 22, 2017
Property Address	143 PENELOPE ST, MIRAMAR BEACH, FL 32550-4644
Document Number	0030414611
Book / Page	3041 / 4611
Map Reference	MB17 PG71-71C
Instrument Date	May 17, 2017
Instrument	20170016559
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6400, MIRAMAR BEACH, FL 32550-1004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 CECIL LEWIS DR, FRANKLIN, TN 37067-7840
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,451.00 (+4.18%)	$1,011,793 (+1.97%) Land $475,000 Building $536,793	$1,011,793 (+1.97%) Land $475,000 Building $536,793
2024	$7,152.00 (+4.45%)
2023	$6,847.00 (+10.33%)	$992,250 (+14.69%) Land $450,000 Building $542,250	$992,250 (+14.69%) Land $450,000 Building $542,250
2022	$6,206.00	$865,156 Land $283,050 Building $582,106	$865,156 Land $283,050 Building $582,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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