143 McCutcheon Loop Rd, Laceys Spring, AL 35754 Property Records

Morgan County property record for 143 McCutcheon Loop Rd, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,567 sqft · built 1995
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Tax Bill	$1,351 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2007 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-03-06-0-000-023.001`

Property Details

APN / Parcel Number

Primary APN	`08-03-06-0-000-023.001`
Alternative APNs	`200218` `201790`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,567 sqft Living Area
1st Floor Area	1,711 sqft
Upper Floors Area	856 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	201790
Street Address	143 MCCUTCHEON LOOP RD
City	LACEYS SPRING
State	AL
Zip	35754-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF SEC 6, T6S, R1 E, TH N 413.9' TO SE'LY R/W OF A CO RD, TH NE ALG SD R/W 562 .87, TH SO 706.21', TH W 449' T
Legal Range	4W
Legal Township	5S
Legal Section	06
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1019
Census Tract	5703

Owner

Source: Morgan County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	143 MCCUTCHEON LOOP RD, LACEYS SPRING, AL 35754-3203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANK OF COMMERCE
Dec 20, 2007	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	143 MCCUTCHEON LOOP RD, LACEYS SPRING, AL 35754-3203
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/15528
Date	May 23, 2018
Book Page	2018/15528

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	MADISON, AL 35758

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	143 MCCUTCHEON LOOP RD, LACEYS SPRING, AL 35754-3203
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/67009
Date	Dec 20, 2007
Book Page	2007/67009

Lender

Name	CITIBANK NA
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00	$37,540 (-) Land $6,570 Building $30,970	$375,400 (-) Land $65,700 Building $309,700
2024		$37,540 (-) Land $6,570 Building $30,970	$375,400 (-) Land $65,700 Building $309,700
2023	$1,351.00 (+5.79%) Homeowner's exemption	$37,540 (+5.54%) Land $6,570 Building $30,970	$375,400 (+5.54%) Land $65,700 Building $309,700
2022	$1,277.00 Homeowner's exemption	$35,570 Land $5,980 Building $29,590	$355,700 Land $59,800 Building $295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1995–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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