143 Hornbeam Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 143 Hornbeam Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,366 sqft · built 1980
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Sep 2026)
Tax Bill$873 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-32-6354-000

Property Details

APN / Parcel Number

Primary APN1950-32-6354-000
Alternative APNs
  • 1815182
  • 1855131

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,366 sqft Living Area
1st Floor Area630 sqft
Basement Area750 sqft
Finished Basement652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1855131
Street Address143 HORNBEAM RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS B 131
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1054
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1049 LOWES LN, IRON STATION, NC 28080-9647
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CREDIT UNION
Sep 13, 2022Warranty Deed, Transfer · Conventional Mortgage
ADVANCIAL FCU
Aug 7, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2026 · Amount on Record
Deed SaleSep 23, 2026 · Amount on Record
Prior SaleSep 13, 2022 · Amount on Record
Deed Document Number2026763433
Deed Book / Page2503 / 248
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 23, 2026
Property Address143 HORNBEAM RD, BEECH MOUNTAIN, NC 28604-8105
Document Number0000763433
Book / Page2503 / 248
Instrument DateSep 20, 2026
Instrument2026763433
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1049 LOWES LN, IRON STATION, NC 28080-9647

Mortgage

Document Number0000763434,
DateSep 23, 2026
Instrument2026763434
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 13, 2022
Property Address143 HORNBEAM RD, BEECH MOUNTAIN, NC 28604-8105
Document Number0022960759
Book / Page2296 / 759
Map ReferenceMB 5 PG 184
Instrument DateSep 3, 2022
Instrument724282
Transaction TypeTransfer
Record UpdatedApr 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1026 LANTERNS LN, LELAND, NC 28451-9381

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 MISTY ARBOR FRD, CLOVER, SC 29710-7865

Mortgage

Document Number0000724283
DateSep 13, 2022
Instrument724283
Lender
NameADVANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.37%
Change FrequencyAnnually
Min Rate At Change5.37%
Max Rate At Change7.37%
Index12-Month MTA
Margin3
Max Rate11.3%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 7, 2020
Property Address143 HORNBEAM RD, BEECH MOUNTAIN, NC 28604-8105
Document Number0021120518
Book / Page002112 / 000518
Instrument DateAug 7, 2020
Instrument693459
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$296.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 LANTERNS LN LELAND NC 284519381, LELAND, NC 28451-9381

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,400 (+0.84%) Land $22,900 Building $217,500
2025$873.00$238,400 (-2.38%) Land $22,900 Building $215,500
2024$244,200 Land $22,900 Building $221,300
2023$244,200 Land $22,900 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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