143 Gracie Ln, Mills River, NC 28759 Property Records

Henderson County property record for 143 Gracie Ln, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,199 sqft · built 2018
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Trust Names on File
Last Sale	$1,150,000 (Jan 2023)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9633229221`

Property Details

APN / Parcel Number

Primary APN	`9633229221`
Alternative APN	`10001398`

Interior

Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,199 sqft Heated Area
1st Floor Area	2,128 sqft
Basement Area	2,128 sqft
Finished Basement	1,591 sqft
Unfinished Basement	537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	30,056 sqft (0.69 acres)
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10001398
Street Address	143 GRACIE LN
City	MILLS RIVER
State	NC
Zip	28759-0038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10001398~M
Legal Description	HIGH VISTA FALLS LO6 PL2023-14887
Legal Subdivision	REVISED AS SHOWN ON A PLAT
Legal Block	22
Legal Lot Number	9221
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1017
Census Tract	2303

Owner

143 Gracie Ln is owner-occupied and held in a trust since January 2023.

Source: Henderson County records, as of August 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	143 GRACIE LN, MILLS RIVER, NC 28759-0038
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Intrafamily Transfer, Transfer
Dec 23, 2019	Loan Modification, Mortgage FIRST BK
Nov 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Apr 16, 2018 · Amount on File
Deed Document Number	2023992254
Deed Book / Page	4004 / 411
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	May 1, 2023
Property Address	143 GRACIE LN, MILLS RIVER, NC 28759-0038
Document Number	0040380399
Book / Page	4038 / 399
Map Reference	MB 4004 PG 411-413
Instrument Date	Apr 24, 2023
Instrument	1000997040
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 GRACIE LN, MILLS RIVER, NC 28759-0038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 GRACIE LN, MILLS RIVER, NC 28759-0038

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENDERSON NC
Property Address	143 GRACIE LN, MILLS RIVER, NC 28759-0038
Document Number	0034320375
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 GRACIE LN MILLS RIVER NC 28759, MILLS RIVER, NC 28759

Mortgage

Document Number	0034320375
Date	Dec 27, 2019
Book Page	003432/000375
Instrument	917160

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 19, 2018
Property Address	143 GRACIE LN, MILLS RIVER, NC 28759-0038
Document Number	0032710371
Book / Page	003271 / 000371
Instrument Date	Nov 16, 2018
Instrument	894241
Transaction Type	Construction Loan
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 GRACIE WAY MILLS RIVER NC 28759, MILLS RIVER, NC 28759

Mortgage

Document Number	32710371
Date	Nov 19, 2018
Book Page	003271/000371
Instrument	894241

Lender

Name	FIRST BK
Type	Bank
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 143 Gracie Ln was $4,102.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$951,900 Land $157,800 Building $794,100
2025	$4,102.00
2023		$951,900 Land $157,800 Building $794,100	$951,900 Land $157,800 Building $794,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Gracie Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Gracie Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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