143 Gardner Rd, Greene, NY 13778 Property Records

Chenango County and Greene Town property record for 143 Gardner Rd, Greene, NY 13778

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3 bd · 2 ba · 1,866 sqft · built 1998
Lot Size23.4 acres (1,020,611 sqft)
Owner2 Individual Names on File
Last Sale$1,326 (Oct 2016)
Tax Bill$8,998 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN083089 258.-2-26.6

Property Details

APN / Parcel Number

Primary APN083089 258.-2-26.6
Alternative APNs
  • 308925800000020266000000
  • 0611181

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,866 sqft Total Area
1st Floor Area1,720 sqft
Upper Floors Area700 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleOther
Exterior MaterialWood
Lot Area1,020,611 sqft (23.4 acres)
Garage TypeMixed
Garage Area1,944 sqft
Parking Spaces9 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area1,020 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0611181
Street Address143 GARDNER RD
CityGREENE
StateNY
Zip13778-4137
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block2
Legal Lot Number26.600
JurisdictionCHENANGO NY
Township / Civil DivisionGREENE
Census Block Group3
Census Block3009
Census Tract971000

Owner

143 Gardner Rd, a commercial property, is owned and occupied by two individuals who bought it in October 2016.

Source: Chenango County and Greene Town records, as of October 7, 2026

Owner of Record2 Individual Names on File
Mailing Address143 GARDNER RD, GREENE, NY 13778-4137
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2016 · Amount on File
Deed SaleOct 11, 2016 · Amount on File
Prior SaleMay 6, 1996 · Amount on File
Deed Book / Page2016 / 1664
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Recording DateSep 17, 2026
Property Address143 GARDNER RD, GREENE, NY 13778-4137
Document Number0000001554
Instrument DateAug 24, 2026
Instrument20261554
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address143 GARDNER RD, GREENE, NY 13778-4137

Mortgage

Document Number0000001554,
DateSep 17, 2026
Instrument20261554
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 143 Gardner Rd was $8,998 with exemptions applied, up 44.7% from the year before.

Source: Chenango County and Greene Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionGreene Town
Unified School DistrictGreene Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,998.00 (+44.71%) Homeowner's exemption Senior Citizen's exemption
2025$6,218.00$253,800 Land $51,400 Building $202,400$416,066 Land $84,262 Building $331,804
2023$221,200 Land $23,000 Building $198,200$303,014 Land $31,507 Building $271,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims57 (1979–2011)
Claims Outside the SFHA25 of 57
Most Recent ClaimSep 2011 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 30 claims
  • Severe Storms And Flooding, Nov 2006 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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