143 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 143 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Commercial
Details	6,575 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$2,295,000 (Feb 2022)
Tax Bill	$22,177 (2025)
Deeds & Mortgages	Feb 2022 Sale Sep 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`458-09-01-009`

Property Details

APN / Parcel Number

Primary APN	`458-09-01-009`

Interior

Stories	3 Stories
Building Area	6,575 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	143 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-2104
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -143 EAST BAY
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1015
Census Tract	200

Owner

143 E Bay St, a commercial property, is owned by a company that bought it in February 2022.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	143 E BAY ST, CHARLESTON, SC 29401-2104
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Limited Warranty Deed, Transfer
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit ECT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Mar 21, 2005 · Amount on File
Deed Book / Page	1080 / 841
Record Updated	Oct 29, 2026

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 22, 2022
Property Address	143 E BAY ST, CHARLESTON, SC 29401-2104
Document Number	0010800841
Book / Page	1080 / 841
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 E BAY ST, CHARLESTON, SC 29401-2104

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	143 E BAY ST, CHARLESTON, SC 29401-2104
Document Number	0749/0395
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	143 E BAY ST CHARLESTON SC 294012104, CHARLESTON, SC 29401-2104

Mortgage

Document Number	0749/0395
Date	Sep 26, 2018
Book Page	000749/000395

Lender

Name	ECT LLC
Address	414 S MAIN ST # 804, ANN ARBOR, MI 48104-2398

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Sep 25, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 143 E Bay St was $22,177, down 1.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,177.00 (-1.64%)	$2,361,200 (+2,043.43%) Land $910,000 Building $1,451,200	$2,361,200 Land $910,000 Building $1,451,200
2024	$22,547.00	$110,160
2022	$16,414.00	$85,660	$2,444,800 Land $875,000 Building $1,569,800
2020			$2,295,000 Land $945,000 Building $1,350,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 143 E Bay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	293 units insured incl. 108 condo units
Nearby Flood Claims	145 (1979–2024)
Claims Outside the SFHA	21 of 145
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 14 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 143 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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