143 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 143 E 7th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,613 sqft · built 1910
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2025)
Tax Bill	$3,521 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.57-01-19`

Property Details

APN / Parcel Number

Primary APN	`351200 128.57-01-19`
Alternative APNs	`120012805700010190000000` `6218`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,613 sqft Living Area
1st Floor Area	1,473 sqft
2nd Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	207 sqft
Patio Area	195 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6218
Street Address	143 E 7TH ST
City	OSWEGO
State	NY
Zip	13126-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	FORMER VILLAGE OF EAST OSWEGO
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2014
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 MILLER ST, OSWEGO, NY 13126-3910
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jan 9, 2017	Warranty Deed, Transfer · VA Mortgage PARAGON HM LNS
Jan 9, 2017	Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2025 · Amount on Record
Deed Sale	May 8, 2025 · Amount on Record
Prior Sale	May 8, 2025 · Amount on Record
Deed Document Number	2025R2025003520
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	143 E 7TH ST, OSWEGO, NY 13126-2743
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 E 7TH ST, OSWEGO, NY 13126-2743

Mortgage

Document Number	0000004884
Date	Apr 30, 2021
Instrument	R-2021-004884

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 9, 2017
Property Address	143 E 7TH ST, OSWEGO, NY 13126-2743
Document Number	0000000177
Instrument Date	Dec 27, 2016
Instrument	177
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$519.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 LITTLE TROY RD ARGYLE NY 128091717, ARGYLE, NY 12809-1717

Mortgage

Document Number	178
Date	Jan 9, 2017
Instrument	178

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 9, 2017
Property Address	143 E 7TH ST, OSWEGO, NY 13126-2743
Document Number	0000000176
Instrument Date	Jun 2, 2016
Instrument	176
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$524.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 10 GREYSTONE PARK NJ 079502905, GREYSTONE PARK, NJ 07950-2905
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,521.00 (+2.12%)
2025	$3,448.00	$190,000 (+47.06%) Land $19,500 Building $170,500	$190,000 (+22.06%) Land $19,500 Building $170,500
2023		$129,200 Land $12,500 Building $116,700	$155,663 Land $15,060 Building $140,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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