143 E 20th St, Holland, MI 49423 Property Records

Ottawa County property record for 143 E 20th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,379 sqft · built 1906
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (Oct 2025)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-208-015`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-208-015`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,379 sqft Living Area
1st Floor Area	829 sqft
Basement Area	829 sqft
Unfinished Basement	829 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	143 E 20TH ST
City	HOLLAND
State	MI
Zip	49423-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 18, BLK G, ALSO S 1/2 OF VACATED ALLEY ADJOINING ON THE NORTH BOSMAN'S ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	BOSMANS ADD
Legal Block	208
Legal Lot Number	18
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3015
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	143 E 20TH ST, HOLLAND, MI 49423-4803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage SPECIALIZED LOAN SERVICES LLC
Nov 5, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jun 10, 2025 · Amount on Record
Deed Document Number	202528674
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	143 E 20TH ST, HOLLAND, MI 49423-4803
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 E 20TH ST, HOLLAND, MI 49423-4803

Mortgage

Document Number	20240008184
Date	Apr 10, 2024
Instrument	2024-0008184

Lender

Name	SPECIALIZED LOAN SERVICES LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Dec 1, 2048

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	143 E 20TH ST, HOLLAND, MI 49423-4803
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 E 20TH ST, HOLLAND, MI 49423-4803
Investor	Possibly a Property Investor

Mortgage

Document Number	20240029051
Date	Nov 5, 2024
Instrument	2024-0029051

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Dec 1, 2048

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 14, 2025
Property Address	143 E 20TH ST, HOLLAND, MI 49423-4803
Document Number	20250028674
Map Reference	LB 3 PG 19
Instrument Date	Oct 10, 2025
Instrument	2025-0028674
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, DENALI T&E AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 E 20TH ST, HOLLAND, MI 49423-4803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 E 20TH ST, HOLLAND, MI 49423-4803

Mortgage

Document Number	20250028675
Date	Oct 14, 2025
Instrument	2025-0028675

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,500 (+32.51%)	$291,000 (+32.51%)
2025	$2,390.00 (+2.88%) Homeowner's exemption	$109,800 (+22.96%)	$219,600 (+22.96%)
2024	$2,323.00 (+12.6%)
2023		$89,300	$178,600
2022	$2,063.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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