143 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 143 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Mar 2026)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3860-00021.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3860-00021.0`
Alternative APN	`24485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,175 sqft
1st Floor Area	1,536 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 79.2 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	704 sqft
Porch	Screened Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	143 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 386 LOT 21 PBI 7-56J
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	386
Legal Lot Number	21
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3005
Census Tract	50809

Owner

143 Concha Dr is owned and occupied by an individual who bought it in March 2026.

Source: Indian River County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	143 CONCHA DR, SEBASTIAN, FL 32958-6213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	202613064
Deed Book / Page	3846 / 911
Prior Transfer Date	Jun 22, 2015
Prior Transfer Doc	0028591694
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 20, 2026
Property Address	143 CONCHA DR, SEBASTIAN, FL 32958-6213
Document Number	0038460911
Book / Page	3846 / 911
Map Reference	MB 7 PG 56
Instrument Date	Mar 17, 2026
Instrument	3120260013064
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASU

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 HEDDEN RD, MURPHY, NC 28906-9297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CONCHA DR, SEBASTIAN, FL 32958-6213

Mortgage

Document Number	0003846912
Date	Mar 20, 2026
Instrument	3846/912

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 143 Concha Dr was $1,813 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 Homeowner's exemption	$117,607	$258,540 Land $57,215 Building $201,325
2023	$1,398.00 (+4.95%)	$110,963 (+3%)	$252,917 (+26.52%) Land $55,532 Building $197,385
2022	$1,332.00	$107,731	$199,899 Land $35,339 Building $164,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 143 Concha Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Concha Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20