143 Cole's Ferry Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 143 Cole's Ferry Rd, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,412 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$369,900 (Aug 2026)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126M C 02301 002`

Property Details

APN / Parcel Number

Primary APN	`126M C 02301 002`
Alternative APN	`083126M C 02301 002`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Driveway	Driveway
Driveway Area	1,017 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	143 COLES FERRY RD
City	GALLATIN
State	TN
Zip	37066-4067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	143 COLES FERRY ROAD 6001-494 DECLARATION 7-29-22 PLAT: 111 PAGE: 123 BLOCK: B LOT: LIST SUBD: CARTER S/D
Legal Subdivision	CARTER S/D
Legal Block	B
Legal Lot Number	IST
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	1
Census Block	1004
Census Tract	20904

Owner

143 Cole's Ferry Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Sumner County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	143 COLES FERRY RD, GALLATIN, TN 37066-4067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 29, 2022	Warranty Deed, Transfer
Apr 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage W DEREK MALCOLM ESQ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Deed Document Number	20261561347
Deed Book / Page	6920 / 830
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 18, 2026
Property Address	143 COLES FERRY RD, GALLATIN, TN 37066-4067
Document Number	0001561347
Book / Page	6920 / 830
Instrument Date	Aug 10, 2026
Instrument	20261561347
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TENNESSEE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,231.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 COLES FERRY RD, GALLATIN, TN 37066-4067

Mortgage

Document Number	0001561348,
Date	Aug 18, 2026
Instrument	20261561348

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0001561349,
Date	Aug 18, 2026
Book Page	6920/855
Instrument	20261561349

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 29, 2022
Property Address	143 COLES FERRY RD, GALLATIN, TN 37066-4067
Document Number	0060210239
Book / Page	6021 / 239
Map Reference	DOC 1424667
Instrument Date	Aug 25, 2022
Instrument	1427899
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Tax	$194.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 LAKE POINT DR, GALLATIN, TN 37066-3826
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 14, 2022
Property Address	143 COLES FERRY RD, GALLATIN, TN 37066-4067
Document Number	0059180808
Book / Page	5918 / 808
Map Reference	MB 111 PG 263
Instrument Date	Apr 12, 2022
Instrument	1411632
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 SWEETWATER DR, BRENTWOOD, TN 37027-7872
Investor	Possibly a Property Investor

Mortgage

Document Number	0005918813
Date	Apr 14, 2022
Instrument	5918/813

Lender

Name	W DEREK MALCOLM ESQ
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 143 Cole's Ferry Rd was $1,152.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,152.00	$81,100 Land $18,750 Building $62,350
2024			$324,400 Land $75,000 Building $249,400
2023	$1,682.00	$55,125 Land $10,000 Building $45,125
2021			$220,500 Land $40,000 Building $180,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 143 Cole's Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Cole's Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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