Oakland County property record for 143 Cardinal St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,036 sqft · built 1946 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Jan 2019) |
| Tax Bill | $1,630 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-10-480-007 |
| Primary APN | E-17-10-480-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 143 CARDINAL ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 10 LOG CABIN BEACH LOT 73 & W 1/2 OF LOT 74 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | LOG CABIN BEACH |
| Legal Lot Number | 73-74 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 134300 |
143 Cardinal St is owned and occupied by two individuals who acquired it in October 2021.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 143 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 3, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 26, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Feb 28, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on File |
| Deed Sale | Jan 3, 2019 · Amount on File |
| Prior Sale | Feb 28, 2018 · Amount on File |
| Deed Document Number | 20191314 |
| Deed Book / Page | 52479 / 593 |
| Last Transfer Date | Oct 11, 2021 |
| Transfer Doc | 0000255168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 8, 2021 |
| Property Address | 143 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4024 |
| Document Number | 0000255168 |
| Book / Page | 57065 / 856 |
| Map Reference | LB 36 PG 35 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 255168 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 143 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4024 |
| Document Number | 0057065857 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 57065/857 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 3, 2019 |
| Property Address | 143 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4024 |
| Document Number | 0000001314 |
| Book / Page | 52479 / 00593 |
| Map Reference | LB 35 PG 35 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 001314 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,298.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5830 HARTFORD WAY, 5830, BRIGHTON, MI 48116-7809 |
| Name | Verified Name |
|---|---|
| Address | 649 WOODLAWN AVE, OWOSSO, MI 48867-4626 |
| Document Number | 0000001315 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 001315 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 26, 2018 |
| Property Address | 143 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4024 |
| Document Number | 0000030806 |
| Book / Page | 051586 / 000536 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 30806 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $387.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 30300 TELEGRAPH RD #210 BINGHAM FARMS MI 480254508, 210, BINGHAM FARMS, MI 48025-4508 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 28, 2018 |
| Property Address | 143 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4024 |
| Document Number | 0000032128 |
| Book / Page | 051592 / 000758 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 32128 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $602.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5830 HARTFORD WAY BRIGHTON MI 481167809, BRIGHTON, MI 48116-7809 |
The 2025 property tax bill for 143 Cardinal St was $1,630 with a homeowner's exemption, down 39.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,630.00 (-39.22%) Homeowner's exemption | $99,390 | $198,780 |
| 2024 | $2,682.00 | ||
| 2023 | $82,680 | $165,360 | |
| 2021 | $2,361.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 143 Cardinal St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 143 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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