143 Briar Ln, Clyde, NC 28721 Property Records

Haywood County property record for 143 Briar Ln, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 552 sqft · built 1972
Lot Size	0.402 acres (17,520 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2024)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8637-02-0548`

Property Details

APN / Parcel Number

Primary APN	`8637-02-0548`
Alternative APNs	`284401` `73370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	552 sqft Heated Area
Gross Area	1,706 sqft
1st Floor Area	552 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	17,520 sqft (0.402 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	284401
Street Address	143 BRIAR LN
City	CLYDE
State	NC
Zip	28721-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1A
Legal Description	#11 BRIARWOOD
Legal Subdivision	BRIARWOOD
Legal Unit	11
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	4
Census Block	4004
Census Tract	920502

Owner

143 Briar Ln is owned and occupied by an individual who bought it in July 2024.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	143 BRIAR LN, CLYDE, NC 28721-8545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jul 22, 2024	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit HOMETRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	May 3, 1993
Deed Document Number	20245847
Deed Book / Page	1111 / 826
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	143 BRIAR LN, CLYDE, NC 28721-8545
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010910105
Date	Jul 26, 2023
Book Page	1091/105
Instrument	2023006331

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 22, 2024
Property Address	143 BRIAR LN, CLYDE, NC 28721-8545
Document Number	0011110826
Book / Page	1111 / 826
Map Reference	MB K PG 10
Instrument Date	Jul 16, 2024
Instrument	2024005847
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 BRADFORD CIR, WAYNESVILLE, NC 28786-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 BRIAR LN, CLYDE, NC 28721-8545

Mortgage

Document Number	2024005848
Date	Jul 22, 2024
Instrument	2024005848

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	12%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	143 BRIAR LN, CLYDE, NC 28721-8545
Document Number	0009670731
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 BRIAR LN CLYDE NC 287218545, CLYDE, NC 28721-8545

Mortgage

Document Number	0009670731
Date	Feb 4, 2019
Book Page	000967/000731
Instrument	883

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 143 Briar Ln was $1,611.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,700 (-) Land $24,500 Building $169,200
2025	$1,611.00	$193,700 Land $24,500 Building $169,200	$193,700 Land $24,500 Building $169,200
2023		$193,700 Land $24,500 Building $169,200	$193,700 Land $24,500 Building $169,200
2021			$193,700 Land $24,500 Building $169,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 143 Briar Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Briar Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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