Clay County property record for 143 Ash Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,136 sqft · built 2006 |
| Lot Size | 3.29 acres (143,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Nov 2018) |
| Tax Bill | $2,366 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 548900970486 |
| Primary APN | 548900970486 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Building Area | 4,136 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 143,617 sqft (3.29 acres) |
| Account Number | 616910000 |
|---|---|
| Street Address | 143 ASH RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-5199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4A REV ASHE ROAD |
| Legal Subdivision | SAMUEL L SPRINKLE |
| Legal Tract | 4A |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SHOOTING CREEK |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 950101 |
143 Ash Rd is owned and occupied by two individuals who bought it in November 2018.
Source: Clay County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 143 ASH RD, HAYESVILLE, NC 28904-5199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Dec 29, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 14, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on File |
| Deed Sale | Nov 14, 2018 · Amount on File |
| Deed Document Number | 20182602 |
| Deed Book / Page | 425 / 131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 143 ASH RD, HAYESVILLE, NC 28904-5199 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00C15/0028 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | C15/0028 |
| Instrument | 2019002979 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 143 ASH RD, HAYESVILLE, NC 28904-5199 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000S15/17 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | S15/17 |
| Instrument | 2020003503 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Nov 14, 2018 |
| Property Address | 143 ASH RD, HAYESVILLE, NC 28904-5199 |
| Document Number | 00425/0131 |
| Book / Page | 425 / 0131 |
| Map Reference | MB 5 PG 1198 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 2018002602 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 BRISTOL RD, 57, HAYESVILLE, NC 28904-7655 |
| Name | Verified Name |
|---|---|
| Address | 143 ASH RD, HAYESVILLE, NC 28904-5199 |
| Document Number | 2018002603 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 2018002603 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 143 Ash Rd was $2,366, up 10.9% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,366.00 (+10.92%) | $776,100 (+79.36%) Land $55,500 Building $720,600 | $776,100 (+79.36%) Land $55,500 Building $720,600 |
| 2025 | $2,133.00 | $432,700 Land $39,900 Building $392,800 | $432,700 Land $39,900 Building $392,800 |
| 2023 | $2,033.00 | $432,700 Land $39,900 Building $392,800 | $432,700 Land $39,900 Building $392,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 143 Ash Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 143 Ash Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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