143 Armel Rd, Winchester, VA 22602 Property Records

Frederick County property record for 143 Armel Rd, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,856 sqft · built 2008
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Tax Bill	$2,745 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`76A-77`

Property Details

APN / Parcel Number

Primary APN	`76A-77`
Alternative APN	`8024319`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	4,028 sqft
1st Floor Area	1,856 sqft
Basement Area	50 sqft
Finished Basement	50 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	1,120 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	316 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8024319
Street Address	143 ARMEL RD
City	WINCHESTER
State	VA
Zip	22602-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.75 ACRES
Legal Subdivision	4
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1008
Census Tract	50805

Owner

143 Armel Rd is owned and occupied by an individual.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	143 ARMEL RD, WINCHESTER, VA 22602-4808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Grant Deed, Transfer · Conventional Mortgage ALCOVA MTG
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 2, 2019
Property Address	143 ARMEL RD, WINCHESTER, VA 22602-4808
Document Number	0000007733
Instrument Date	Jul 31, 2019
Instrument	7733
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEMEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 ARMEL RD WINCHESTER VA 226024808, WINCHESTER, VA 22602-4808

Mortgage

Document Number	7734
Date	Aug 2, 2019
Instrument	7734

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	143 ARMEL RD, WINCHESTER, VA 22602-4808
Document Number	0000007462
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 ARMEL RD WINCHESTER VA 226024808, WINCHESTER, VA 22602-4808

Mortgage

Document Number	0000007462
Date	Jul 25, 2017
Instrument	7462

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 143 Armel Rd was $2,745, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,745.00 (+10.42%)	$517,900 Land $108,300 Building $409,600	$517,900 Land $108,300 Building $409,600
2025	$2,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Armel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Armel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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