1429 Windcliffe Dr, Belleville, IL 62226 Property Records

St. Clair County property record for 1429 Windcliffe Dr, Belleville, IL 62226

Property Summary

Property Type	Single Family Home
Details	3 ba · 800 sqft · built 1940
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Sep 2020)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Sale & Mortgage
APN	`08-09-0-307-022`

Property Details

APN / Parcel Number

Primary APN	`08-09-0-307-022`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	800 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1429 WINDCLIFFE DR
City	BELLEVILLE
State	IL
Zip	62226-5972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLAIR TWP SEC 8 &9 LOT/SEC-9-SUBL/TWP-1N-BLK/RG-8W PT LOT 18 PT SW AS IN A02820178
Legal Range	08W
Legal Township	01N
Legal Section	09
Legal Subdivision	ST CLAIR TWP
Legal Block	307
Legal Lot Number	18
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2016
Census Tract	503322

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1429 WINDCLIFFE DR, BELLEVILLE, IL 62226-5972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 22, 2020	Warranty Deed, Transfer · Conventional with PMI REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	20202668112
Last Transfer Date	Jul 19, 2024
Transfer Doc	0002820178
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1429 WINDCLIFFE DR, SWANSEA, IL 62226-5972
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 WINDCLIFFE DR, BELLEVILLE, IL 62226-5972

Mortgage

Document Number	0A02877633
Date	Mar 17, 2026
Instrument	A02877633

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

Interest

Rate	7.12%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 22, 2020
Property Address	1429 WINDCLIFFE DR, SWANSEA, IL 62226-5972
Document Number	00A2668112
Instrument Date	Sep 21, 2020
Instrument	2668112
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1429 WINDCLIFFE DR SWANSEA IL 622265972, SWANSEA, IL 62226-5972

Mortgage

Document Number	A2668113
Date	Sep 22, 2020
Instrument	2668113

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Municipality	Swansea Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	High Mount School District 116 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,832.00 (+8.09%)	$35,243 (+10.87%) Land $3,506 Building $31,737	$105,729 (+10.87%) Land $10,518 Building $95,211
2024	$2,620.00	$31,787 (+16.31%) Land $3,162 Building $28,625	$95,361 (+16.31%) Land $9,486 Building $85,875
2022		$27,329 Land $2,841 Building $24,488	$81,987 Land $8,523 Building $73,464

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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