1429 Harding Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1429 Harding Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1956
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Nov 2018)
Tax Bill	$6,315 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-200-300-000`

Property Details

APN / Parcel Number

Primary APN	`232-200-300-000`
Alternative APNs	`232-200-30` `23123304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	1,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Area	414 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	232-200-30
Street Address	1429 HARDING AVE
City	TRACY
State	CA
Zip	95376-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN JAN-06-1994 FROM ORIGINAL APN 231-233-04
Legal Subdivision	MC KINLEY ESTATES
Legal Block	2
Legal Lot Number	43
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5308

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1429 HARDING AVE, TRACY, CA 95376-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BEST CAPITAL FUNDING
Nov 27, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Nov 27, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Nov 23, 2011 · Amount on Record
Deed Document Number	2018129468
Last Transfer Date	Feb 8, 2021
Transfer Doc	0000030418
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 18, 2021
Property Address	1429 HARDING AVE, TRACY, CA 95376-3318
Document Number	0000030418
Map Reference	VOL 14 PG 63
Instrument Date	Feb 8, 2021
Instrument	2021-030418
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1429 HARDING AVE, TRACY, CA 95376-3318

Mortgage

Document Number	0000030419
Date	Feb 18, 2021
Instrument	2021-030419

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 27, 2018
Property Address	1429 HARDING AVE, TRACY, CA 95376-3318
Document Number	0000129468
Map Reference	VOL 14 PG 63
Instrument Date	Nov 19, 2018
Instrument	2018-129468
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1429 HARDING AVE, TRACY, CA 95376-3318

Mortgage

Document Number	0000129470
Date	Nov 27, 2018
Instrument	2018-129470

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 27, 2018
Property Address	1429 HARDING AVE, TRACY, CA 95376-3318
Document Number	0000129469
Instrument Date	Nov 17, 2018
Instrument	129469
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1429 HARDING AVE TRACY CA 953763318, TRACY, CA 95376-3318

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,315.00
2025	$6,315.00 (+10.31%) Homeowner's exemption	$555,246 (+4.04%) Land $152,860 Building $402,386
2023	$5,725.00 (+2.1%) Homeowner's exemption	$533,687 Land $146,925 Building $386,762	$537,300
2022	$5,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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