1429 Columbus Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1429 Columbus Dr, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,136 sqft · built 1968
Lot Size	0.719 acres (31,340 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Jun 2023)
Tax Bill	$4,702 (2025)
Deeds & Mortgages	Dec 2019 Refinance Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-277-041`

Property Details

APN / Parcel Number

Primary APN	`8813-03-277-041`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	568 sqft
Finished Basement	500 sqft
Unfinished Basement	568 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,340 sqft (0.719 acres)
Lot Dimensions	240 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1429 COLUMBUS DR
City	WATERLOO
State	IA
Zip	50702-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD TO COLUMBUS HEIGHTS LOT 89 EXC WLY 6.5 FT NWLY 6.5 FT LOT 90
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	FIRST ADD TO COLUMBUS HEIGHTS
Legal Lot Number	89,90
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1000
Census Tract	1301

Owner

1429 Columbus Dr is owned by an individual who bought it in June 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	411 MAIN ST, JANESVILLE, IA 50647-7738
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
Jun 5, 2023	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Dec 1, 2023	Special Warranty Deed, Transfer TITLE SERVICES CORPORATION
May 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage VERIDIAN CU
Jun 17, 2015	Warranty Deed, Transfer · Closed-End Mortgage UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	202316216
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	0000020675
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000011569
Date	Dec 27, 2019
Instrument	20202000011569

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 5, 2023
Property Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320
Document Number	202300016216
Instrument Date	May 31, 2023
Instrument	202300016216
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$440.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 1, 2023
Property Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320
Document Number	202400007181
Instrument Date	May 3, 2023
Instrument	202400007181
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320
Investor	Possibly a Property Investor

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	May 10, 2022
Property Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320
Document Number	202200021649
Instrument Date	May 6, 2022
Instrument	202200021649
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320

Mortgage

Document Number	202200021650
Date	May 10, 2022
Instrument	202200021650

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 17, 2015
Property Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320
Document Number	201500020676
Instrument Date	Jun 10, 2015
Instrument	201500020676
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1429 COLUMBUS DR, WATERLOO, IA 50702-5320

Mortgage

Document Number	201500020677
Date	Jun 17, 2015
Instrument	201500020677

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2045

Mortgage

Document Number	201500020678
Date	Jun 17, 2015
Instrument	201500020678

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 5, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1429 Columbus Dr was $4,702, up 0.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,702.00 (+0.51%)	$230,400 Land $39,940 Building $190,460	$230,400 Land $39,940 Building $190,460
2024	$4,678.00
2023		$214,520 (+27.42%) Land $39,940 Building $174,580	$214,520 Land $39,940 Building $174,580
2022	$3,502.00 Homeowner's exemption	$168,360 Land $39,940 Building $128,420
2021			$168,360 Land $39,940 Building $128,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1429 Columbus Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1429 Columbus Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink, Verizon.

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